Growing Your Business

Loans

Access different lending options to suit your business

Small Business Loan

If you have a long-term project that needs finance, our Small Business Loan could be the ideal way to help you fund it.

Flexible Business Loan

If you're a limited company, sole trader or partnership business, you can choose a fixed or variable business loan with repayment terms to suit you.

Commercial Mortgage

If you're planning to move, expand or improve your company premises, a Commercial Mortgage can help you plan your development in a manageable and affordable way. Your property may be repossessed if you do not keep up repayments on your mortgage

Commercial Business Loan

Looking for a fixed rate loan between £25,001 and £300,000? Explore the Commercial Business Loan which can offer funding for a wide range of business needs such as working capital, stock and asset purchases.

Green SME Fund

Benefit from 1% cashback* on a business loan, if you use it for a green business activity Representative 7.1% APR on loans of £25k or below.

Business Cards

Separate your business spending, stay in control of your expenses and reduce your need for cash

Commercial Card

If you're looking for a flexible way to manage your day-to-day expenses and boost your business cash flow, our Commercial Card could be the answer.

Corporate Card

A flexible solution for larger businesses to help you control your company's expenses and purchasing - now also available in euros.

Purchasing Card

Get an extra level of control over your expenditure, negotiate better terms with your suppliers and simplify your business paperwork.

Savings accounts

Earn interest on surplus cash while keeping funds easily available for your business.

Business Money Manager

If you're looking for an instant access savings account to put aside separate funds, our Business Money Manager could be ideal. It's easy to open, easy to manage and easy to withdraw your money whenever you need it.

Business Money Market Account

If you have savings or surplus funds of over £5,000, you could take advantage of UK money market interest rates with one of our tailored savings accounts.

Clients Deposit Account

Safeguard your clients' deposits or funds in a separate or pooled account and you could benefit from competitive interest rates.

HSBC Kinetic Savings Account​

Put funds aside and withdraw them whenever you need with an instant access savings account available in the HSBC Kinetic app.

Imports & Exports

Find the guidance you need to trade securely and cost-effectively overseas

Imports

We understand the needs of importers. That’s why all our import services are designed to help you trade with assurance.

Exports

If your business trades overseas, our international expertise could give you an advantage. With offices in markets worldwide, our Export Collections and Export Letter of Credit solutions could remove some of the risks associated with global payments.

Client Currency Account

If you hold money for clients in Euros or US Dollars, this flexible business account gives you instant access.

Payments

We can help take the complexity out of payments. From fast and secure Electronic Funds Transfer (EFT), BACS and Faster Payments, to merchant services and payroll services, we've got your payment needs covered

EFT BACS and Faster Payments

Whether your business needs to make same day or out-of-hours payments, or receive regular sterling payments, we've got a range of services to suit you.