Growing Your Business

Loans

Access different lending options to suit your business

Small Business Loan

If you have a long-term project that needs finance, our Small Business Loan could be the ideal way to help you fund it.

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Flexible Business Loan

If you're a limited company, sole trader or partnership business, you can choose a fixed or variable business loan with repayment terms to suit you.

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Commercial Mortgage

If you're planning to move, expand or improve your company premises, a Commercial Mortgage can help you plan your development in a manageable and affordable way. Your property may be repossessed if you do not keep up repayments on your mortgage

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Commercial Business Loan

Looking for a fixed rate loan between £25,001 and £300,000? Explore the Commercial Business Loan which can offer funding for a wide range of business needs such as working capital, stock and asset purchases.

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Green SME Fund

Benefit from 1% cashback* on a business loan, if you use it for a green business activity Representative 7.1% APR on loans of £25k or below.

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Business Cards

Separate your business spending, stay in control of your expenses and reduce your need for cash

Commercial Card

If you're looking for a flexible way to manage your day-to-day expenses and boost your business cash flow, our Commercial Card could be the answer.

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Corporate Card

A flexible solution for larger businesses to help you control your company's expenses and purchasing - now also available in euros.

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Purchasing Card

Get an extra level of control over your expenditure, negotiate better terms with your suppliers and simplify your business paperwork.

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Savings accounts

Earn interest on surplus cash while keeping funds easily available for your business.

Business Money Manager

If you're looking for an instant access savings account to put aside separate funds, our Business Money Manager could be ideal. It's easy to open, easy to manage and easy to withdraw your money whenever you need it.
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Business Money Market Account

If you have savings or surplus funds of over £5,000, you could take advantage of UK money market interest rates with one of our tailored savings accounts.
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Clients Deposit Account

Safeguard your clients' deposits or funds in a separate or pooled account and you could benefit from competitive interest rates.
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HSBC Kinetic Savings Account​

Put funds aside and withdraw them whenever you need with an instant access savings account available in the HSBC Kinetic app.
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Imports

We understand the needs of importers. That’s why all our import services are designed to help you trade with assurance.

Our Import Collections service is a secure way to receive your goods, our Import Letter of Credit solution provides a trusted payment method so you can import with confidence and our import finance solutions allow you to pay your supplier promptly and negotiate better terms while improving your cash flow.

Import Letters of Credit

If you import goods, protect both yourself and your supplier with an Import Letter of Credit, a secure payment method for settling international trade transactions.

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Import Collections

If you're looking for a secure and cost-effective way to trade with confidence, Import Collections let you pay your supplier after your goods have been shipped.

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Buyer Loans

If you're importing goods, our Buyer Loans could help you improve cash flow, negotiate better terms with suppliers and pay them more promptly.
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Exports

If your business trades overseas, our international expertise could give you an advantage. With offices in markets worldwide, our Export Collections and Export Letter of Credit solutions could remove some of the risks associated with global payments. Our export finance solutions could give you access to the working capital you need to fulfil your orders and help you offer more favourable terms to your trading partners.

Export Letters of Credit

If you export goods, you can trade securely in the knowledge that you will receive payment - as long as you present documentation that satisfies the pre-agreed conditions.
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Export Collections

Export Collections are a trusted and reliable method of getting paid for your exports, providing more security than dealing directly with your buyer.
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Seller Loans

You could improve your cash flow and strengthen your negotiating power with a loan that's linked to your exports.
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Export Resource Centre

Whether you are new to exporting, thinking about it, or have established overseas trade relationships, we have the tools and solutions to support you. Check out our dedicated Export Resource Centre for more information and ideas to help with your export journey.

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Payments

We can help take the complexity out of payments. From fast and secure Electronic Funds Transfer (EFT), BACS and Faster Payments, to merchant services and payroll services, we've got your payment needs covered

EFT BACS and Faster Payments

Whether your business needs to make same day or out-of-hours payments, or receive regular sterling payments, we've got a range of services to suit you.

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Transaction Banking review

Our Transaction Banking review develops a deep understanding of your company’s requirements and works with you to design a successful strategy for business continuity and cashflow management. We can help you find key transaction banking benefits in the short and longer term. This service is available to existing customers, no matter the size or complexity of the organisation.

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