Growing Your Business

Small Business Loan

Apply for your Small Business Loan
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If you have a long-term project that needs finance, our Small Business Loan could be the ideal way to help you fund it.

At a glance

Small Business Loans available from between £1,000 and £25,000. 7.1% APR Representative

Fixed monthly repayments may help to minimise the impact of a large purchase on your day to day cash flow.

No requirement to open or maintain an HSBC Business Current Account unless a debenture or fixed charge over book and other debts is required

Lending is subject to credit status

No charges for additional repayments. You have the option to defer your first repayment for 3 or 6 months or a January Holiday repayment option, where no repayments are made in January for the lifetime of the loan¹

Repayment terms of between 12 months and 10 years

Key benefits

Protect your cash flow from the impact of large purchases with fixed monthly repayments

Know where you stand as your interest rate and repayments are fixed for the life of the loan

Track your repayments and the outstanding balance using Business Internet Banking

Offset the interest against your tax liabilities, as with all business finance

Apply however it suits you - either online, by phone or in branch

Take a payment holiday for the first 3 months of the loan¹

Our £15bn lending fund could be the cash boost to help you realise your ambitions.

Faster Small Business Loan applications for your business with HSBC LinkScreen

Important information

View the interest rates for all our lending products

See the prices of our most frequently-used account services

If your lending application is declined, find out how you can appeal the decision

Find out what you can expect when you borrow from HSBC

If you’re ready to take your business to the next level, come and talk to us about our £15bn lending fund for small businesses.

Transforms the way you apply for a Small business Loan. It allows you to share, download, electronically agree and send documents through a secure, shared-screen platform.

See what business current accounts, unsecured loans and overdrafts are available from other providers

Apply for your Small Business Loan

If you are registered for Business Internet Banking, and are the Primary User, you can apply here:

If you are new to HSBC or prefer to speak to someone, you can call us now on

0800 587 0644

to arrange an appointment with a Business Specialist

Text phone 18001 0800 028 3516

Lines are open 8am to 10pm every day (excluding Christmas Day, Boxing Day and New Year's Day). To help us continually improve our service and in the interests of security, we may monitor and/or record your telephone call.

Check your eligibility

Find out instantly if you're likely to receive the money you need

Guide to business borrowing

Find out which lending option might be right for you and what you should know before you apply

Help and support

Optimising your financial supply chain

As your international sales grow, your financial supply chain will become more complex. How can you best manage it?

Know your trading partners

Whether trading at home or overseas, it is vital to find out as much as possible about potential trading partners.

Insights

Explore our industry insights and banking capabilities in a simpler way

Need help?

Get in touch to learn more about our banking solutions