Commercial Business Loan

Commercial Business Loan

Apply for a Commercial Business Loan
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Reach out to your Relationship Manager, if you have one or call us.
Looking for a fixed rate loan between £25,001 and £300,000? Explore the Commercial Business Loan which can offer funding for a wide range of business needs such as stock and asset purchases.
Repay your loan monthly, over 12 months to 10 years. You can make additional repayments without incurring any fees
Interest rates are fixed for the life of the loan. Allowing you to be sure of the amount of your repayments for the full term of the loan
Capital repayment holidays are available during the life of the loan, subject to status*

Eligibility Criteria

  • No minimum turnover required to apply
  • No requirement to have a Relationship Manager
  • Available in GBP only
  • Cannot support Property/Land development or purchases. Also cannot support the refinance of existing lending which was used to purchase property and/or land
  • No requirement to open or maintain an HSBC Business Current Account unless a debenture or fixed charge over book and other debts is required
  • Customers can apply for cash back from the Green SME Cashback Fund, if the loan supports an eligible purpose
  • Lending is subject to credit status


  • Arrangement fee – 1.5 per cent of total loan value i.e. £100,000 loan equals £1,500 fee
  • Security fees – may be payable in order to take security

*You may apply for a capital repayment holiday for up to 24 months. Deferring capital repayments will increase the total interest charged and therefore the total amount payable over the full term of the loan. Following a capital repayment holiday, your repayments will be higher to ensure your loan will be repaid by the end of the term.

Important Information

Apply for a Commercial Business Loan

If you are registered for Business Internet Banking, and are the Primary User, you can apply here:

If you’re new to HSBC or prefer to speak with someone, you can call us now on 03457 606060.

We’re open Monday to Friday, 08:00 to 20:00 and Saturday, 08:00 to 14:00 (subject to change over certain periods). To help us continually improve our service, and in the interests of security, we may monitor and/or record your conversation with us


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