Commercial Business Loan

Apply for a Commercial Business Loan

Reach out to your Relationship Manager, if you have one or call us.

Looking for a fixed rate loan between £25,001 and £300,000? Explore the Commercial Business Loan which can offer funding for a wide range of business needs such as working capital, stock and asset purchases.

Repay your loan over 12 months to 10 years. You can make additional repayments without incurring any fees

Interest rates are fixed for the life of the loan. Allowing you to be sure of the amount of your repayments for the full term of the loan

You may apply for a capital repayment holiday of up to 24 months *1

Eligibility Criteria

No minimum turnover required to apply
No requirement to have a Relationship Manager
Available in GBP only
Cannot support Property/Land development or purchases. Also cannot support the refinance of existing lending which was used to purchase property and/or land
No requirement to open or maintain an HSBC Business Current Account unless a Debenture is required
Customers can apply for cash back from the Green SME Cashback Fund, if the loan supports an eligible purpose
Lending is subject to credit status

Fees

Arrangement fee – 1.5 per cent of total loan value i.e. £100,000 loan equals £1,500 fee
Security fees – may be payable in order to take security

*1 Deferring capital repayments will increase the total interest charged and therefore the total amount payable over the full term of the loan. Following a capital repayment holiday, your repayments will be higher to ensure your loan will be repaid by the end of the term.