Whatever your business goals, we’re here to help you achieve them. From business loans and business credit cards to invoice finance and commercial mortgages, we have a range of business finance solutions that could help your business grow. We work hard to provide access to funding so that you can work hard on what matters most.
Finance and Borrowing
Loans
Small Business Loan
The Small Business Loan can provide funding for a range of business needs including working capital, funding stock and asset purchase.
Flexible Business Loan
If you're a limited company, sole trader or partnership business, the Flexible Business Loan can provide funding for a range of business needs including working capital, asset purchase or business expansion plans.
Commercial Mortgage
This could be the right solution for you if you want to buy or re-finance new or existing business premises for your own business use. Your property may be repossessed if you do not keep up repayments on your mortgage.
Commercial Business Loan
Looking for a fixed rate loan between £25,001 and £300,000? Explore the Commercial Business Loan which can offer funding for a wide range of business needs such as working capital, stock and asset purchases.
Growth Guarantee Scheme Loan
The Growth Guarantee Scheme Loan (GGS) is the successor scheme to the Recovery Loan Scheme, which is designed to support access to finance for UK small businesses as they look to invest and grow
Bounce Back Loan Scheme
The Bounce Back Loan Scheme (BBLS) is now closed to new applications, including applications for Top-Ups. BBLS applications received by 11.59pm on 31 March 2021 can be processed through to 31 May 2021. You will be updated via email.
Coronavirus Business Interruption Loan Scheme
The Coronavirus Business Interruption Loan Scheme is now closed to new applications.
Coronavirus Business Interruption Loan Scheme - Invoice Finance Top Up Facility
The Coronavirus Business Interruption Loan Scheme (CBILS) Invoice Finance Top Up Facility was designed to support existing HSBC UK Invoice Finance clients who had a funding need arising from the COVID-19 pandemic.
Recovery Loan Scheme Invoice Finance Facility
The Recovery Loan Scheme (RLS) Invoice Finance Facility is now closed to new applications.
Go Greener SME Reward
Designed to make investing in sustainable solutions more accessible for businesses.
Sustainable Farming Pathway
Farming businesses with the LEAF Marque certification, or who complete a LEAF Sustainable Farming Review, are eligible for discounted loan arrangement fees on applicable products. Credit is subject to status.
Overdrafts
Business Overdraft
If you're looking for a safety net to help you manage fluctuations in your cash flow and respond to emergencies, our Business Overdraft could be just the answer.
International Business Overdraft
If you want cash flow flexibility when transacting in international markets, our International Business Overdraft could be just the answer.
Receivables Finance and Asset Based Lending
Free up your working capital and keep your business running smoothly with our invoice finance solutions
Asset Based Lending
Provides flexible funding against the value of assets within your business via bespoke revolving lines of credit and/or term loans tailored to your needs.
Invoice Discounting
Want to raise cash against invoices while keeping control of your sales ledger? With this service, you could improve your cash flow and even protect your business against bad debts.
Invoice Finance with Sales Ledger Management
With our Invoice Finance with Sales Ledger Management service, you can raise cash against unpaid invoices and have your customer payments collected and managed by us.
Imports and Exports
Buyer Loans
If you're importing goods, our Buyer Loans could help you improve cash flow, negotiate better terms with suppliers and pay them more promptly.
Seller Loans
You could improve your cash flow and strengthen your negotiating power with a loan that's linked to your exports.
Commodities and Structured Trade Finance
Leverage the strength of our specialised lending business for tailored trade finance solutions designed specifically for businesses that produce, trade and purchase commodities across the energy, metals and soft commodity sectors.
Business cards
Commercial cards
If you're looking for a flexible way to manage your day-to-day expenses and boost your business cash flow, our Commercial Card could be the answer.
Representative 22% APR variable
Equipment finance
Asset Finance
Whether you're replacing old equipment or expanding your current operation, you could get help to manage cash flow by financing your acquisition through HSBC Equipment Finance.