Travelling in the European Economic Area (EEA)1?
See how paying in local currency on your HSBC UK credit card compares to the European Central Bank (ECB)’s latest foreign exchange rates2 here (PDF, 129KB)
1 European Economic Area where you can pay in currency includes Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Italy, Iceland, Ireland, Latvia, Lithuania, Liechtenstein, Luxembourg, Malta, Norway, the Netherlands, Poland, Portugal, Romania, Spain, Slovakia, Slovenia and Sweden.
2 This shows the percentage difference between the ECB exchange rate and your HSBC card rates, depending on how you pay.
Visa rates can be found here*
Dependent upon the type of transaction you undertake one or more of the following charges will apply:
- Non-Sterling Transaction fee - 2.99% of the sterling amount of the transaction
- Cash Fee - 2.99% of the amount advanced, minimum £3
* These two links will open a new browser window and may allow you to access another HSBC Group website or other non-HSBC websites. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of HSBC UK Bank plc's website. HSBC UK Bank plc has no control over non-HSBC websites and is not liable for your use of them.
For more information on where in the world you can withdraw cash using your card, please visit www.visa.com/atmlocator
Please tell us when you’re travelling
We automatically monitor your card for unusual non-sterling transactions, so to reduce the chance of us declining a business transaction while you are abroad, please call us on 03457 60 60 60 to let us know you’re travelling before you set off.