Guide to Business Borrowing

Helping you find the right finance for your business

To help you make an informed decision, this guide outlines some of the different types of borrowing on offer, along with how to apply, how we assess your application and what other support is available.

Exploring your options

Discover the differences between debt finance and equity finance to help you decide which is right for your business

Helping you apply

Get the information and support to help you complete your borrowing application

How we assess your application

Find out what information we use when considering your application and what your options may be if it’s not approved

Government support

Explore a wide range of government-backed initiatives and access helpful business support tools

Other sources of support

Access a range of help and support from business mentors to tools, checklists and a wealth of other resources.

Lending principles

Find out what you can expect when you borrow from HSBC.

Appeals process

To find out more, select the Lending appeals tab

Deeds of Priority and Letters of Waiver

Find out how to discuss your security arrangements if you're looking to borrow from another lender

Guide to Credit Scoring

Please see HSBC's approach to Credit Scoring and its relationship with Credit Reference and Fraud Prevention Agencies.

Get in touch

If you're an existing customer, call us

03457 60 60 60

Lines are open Monday to Friday 8am to 8pm, Saturday 8am to 2pm.

From overseas: +44 1226 260 878
If you're new to HSBC, please call us

0800 032 1770

Lines are open 9am to 5pm, Monday to Friday

From overseas: +44 1470 697032

Need help?

Get in touch to learn more about our banking solutions