Find an account to suit your business - whether you're just starting out or looking to switch banks
Managing Your Business
Business Current Accounts
HSBC Kinetic
If you're a sole trader or single director sole shareholder business, HSBC Kinetic may be right for you. Apply in minutes, in app. Most accounts opened within 48hrs.
Small Business Banking Account
We’re here to support you all the way, and that’s why there’s no monthly account fee and free UK digital banking1 plus free access to business specialists, our HSBC Small Business Growth Programme and digital accounting tools2.
Business Banking Account
Our Business Banking Account, designed for small and medium sized enterprises with established needs.
Corporate bank account
If you’re a Corporate Banking Customer, we could provide a Corporate Bank account for your day-to-day banking along with specialist services, support and expertise for your long-term financial future.
Business Overdraft
If you're looking for a safety net to help you manage fluctuations in your cash flow and respond to emergencies, our Business Overdraft could be just the answer.
Business Savings Accounts
Earn interest on surplus cash while keeping funds easily available for your business
Business Money Manager
If you're looking for an instant access savings account to put aside separate funds, our Business Money Manager could be ideal. It's easy to open, easy to manage and easy to withdraw your money whenever you need it.
Business Money Market Account
If you have savings or surplus funds of over £5,000, you could take advantage of UK money market interest rates with one of our tailored savings accounts.
Clients Deposit Account
Safeguard your clients' deposits or funds in a separate or pooled account.
HSBC Kinetic Savings Account
Put funds aside and withdraw them whenever you need with an instant access savings account.
Business Cards
Efficient and flexible, business cards are ideal for making secure payments in the UK and abroad.
Business Debit Card
If you have or are applying for a Business Current Account you can apply for a Business Debit Card to make payments and withdraw cash from your account.
Commercial Card
If you're looking for a flexible way to manage your day-to-day expenses and boost your business cash flow, our Commercial Card could be the answer.
Representative 22% APR variable
Global Corporate Cards
Virtual Card
A secure way to pay for goods and services without having to issue cards to employees.
MiVision
Manage your corporate and purchasing cardholder spending more easily with this flexible, integrated online system
Payments
Let us take the complexity out of payments and handle them efficiently so you can focus on running your business
IBAN and BIC
Your International Bank Account Number (IBAN) and Bank Identifier Code (BIC) are your account number and sort code written in a standard, internationally recognised format.
EFT BACS and Faster Payments
Whether your business needs to make same day or out-of-hours payments, or receive regular sterling payments, we've got a range of services to suit you.
International payments
Whether you need to make one-off or regular international payments, you can send your money with confidence using our Priority Payments or SEPA Credit Transfer payment services.
Receiving international cheques
When your overseas trading partners pay by cheque, you can pay them into your account and access your money quickly using one of our processing services.
Clearing and foreign currency payments
Take advantage of our online banking platform(s) to make and receive domestic and international payments. You can save time with several service / product features such as our bulk payment upload, future dated payment capability as well as our reconciliation tools. We can also provide a foreign exchange service.
Transaction Banking review
Our Transaction Banking review develops a deep understanding of your company’s requirements and works with you to design a successful strategy for business continuity and cashflow management. We can help you find key transaction banking benefits in the short and longer term. This service is available to existing customers, no matter the size or complexity of the organisation.
Foreign currency
Support for your business when dealing with foreign currency
Foreign exchange risk management
When doing business overseas, we believe it's important to protect profits from the risks that come with fluctuating foreign exchange rates.
International Business Accounts
If you do business overseas, our choice of specialist account options could give you essential support in key areas such as importing and exporting, foreign currency and international payments.
Disclaimer
1 Free UK digital banking means day-to-day standard electronic transfers made through Business Internet Banking and HSBC UK Business Banking app are free. Other charges apply e.g. cheques and CHAPS. See Business Price List for details. Subject to application, eligibility, credit check and T&Cs.
2 My Business Finances - You must be an HSBC Business Banking customer to access free accounting tools through My Business Finance. Once you’ve opened your account, you’ll need to set up Business Internet Banking to get access. This is not available for HSBC Kinetic customers. T&Cs apply. Find out more here.