Community bank account

Clubs, charity and community bank account at a glance.

Apply for a Community Account

Apply for a Community Account

Do you run a club or society?

Click to apply online

Do you run a charity, church (and other places of worship), or are you an executor or administrator?

Call us to apply

0800 731 8904

Lines are open from 8am to 8pm Monday to Friday, 9am to 2pm Saturday

Textphone: 18001 0800 028 3516

Do you want to speak to a business specialist?

Make an appointment to apply in your local branch

Find a branch

Important information

Before applying, please read the following two documents carefully, including the 'Your Information' section in the Business Banking Terms and Conditions.

Continue with a saved application

Key benefits

Free banking1 for clubs, societies and charities with an annual turnover under £100k

Regular monthly or quarterly statements

Free banking1 for churches (and other places of worship)

Free Audit Letter of Certificate of Balance

Choice of ways to bank

Free 12 months British Cycling Fan Membership available to HSBC UK business current account customers. T&Cs apply2

Benefits for charities

  • Free banking1 if your annual turnover is less than £100k (if your turnover is more than £100k, you can apply for one of our standard business current accounts)
  • Manage your account in branch, by telephone or via text
  • Free change supplied at our branch counters
  • Choose to receive regular or monthly statements
  • Request a free Audit Letter of Certificate of Balance for tax purposes at the end of the financial year
  • Get support and guidance on running and financing your organisation in our Knowledge Centre or from our Trustee Guide

Benefits for clubs and societies

  • Free banking1 if your annual turnover is less than £100k
  • Manage your account in branch, post office, online, by phone or via text
  • Free change supplied at our branch counters
  • Choose to receive regular or monthly statements
  • Request a free Audit Letter of Certificate of Balance for tax purposes at the end of the financial year

Save time by applying online

If the following applies to your club or society, you can apply online:

  • you only need a simple mandate. This means that your signing instruction for all amounts must be any one person to sign, or any two people to sign, up to a maximum of four people.
  • you have a written set of rules and regulations.

Please note, if you have more than four signatories, please book an appointment with your local branch.

Benefits for churches

  • Free banking for churches and other places of worship1
  • Manage your account in branch, by telephone or via text
  • Choose to receive regular or monthly statements
  • Request a free Audit Letter of Certificate of Balance for tax purposes at the end of the financial year
  • Get support and guidance on running and financing your organisation in our Knowledge Centre

What is the Switch Guarantee?

The Current Account Switch Service makes switching to HSBC easy. All you need to do to get started is open a Business Current Account. Then, you can depend on us to make the switch process simple and straightforward. Once you have opened the account, you decide when you want to start the switching process.

Who is eligible for the new Current Account Switch Service

  • Businesses with an annual turnover not exceeding £6.5m and employs fewer than fifty employees.
  • Charities with an annual income of less than £6.5m and trusts with a net asset value of less than £6.5m.

Once your account has been opened, switching to HSBC is simple and hassle free using the 'Full' Current Account Switch Service.



 

Any credits or debits sent to your old bank account will be redirected automatically to your new account, giving you plenty of time to make sure you're happy that everything is as it should be.

If you change your mind

You can cancel the switch service up to the seventh working day before your switch date. After that only certain elements can be cancelled and the closure of your old account cannot be stopped. We will guide you through what will happen if you choose to cancel.

Switching out

If you are switching out of HSBC UK into another UK based financial institution, we will send out a list of your Direct Debits and Standing Orders within 5 working days to your new bank. We will transfer out the balance and close the account on the switch date as confirmed by your new bank.

If your new bank or building society agrees, bank accounts that include an overdraft can switch using the Current Account Switch Service. And if you’d like to have an overdraft with your new bank account, speak to your new bank or building society before starting your switch.

Your new bank or building society will be able to advise if you’re eligible for an overdraft, dependent on their lending criteria and your credit status.

Third Party Provider Permission

If you’ve given permissions to Third Party Providers to make payments on your behalf, or to access your financial data, this won’t be transferred automatically to your new account as part of the Current Account Switch Service.

1. Before you close your old account, check whether you have any of these permissions set up. If so, make a note of who with.
You can see the permissions you have via the Open Banking dashboard available in Online Banking or in your Mobile Banking app.

2. Once your new account is open, you can give your permission to the Third Party Provider to access it. You’ll need to contact them directly and provide your new account details.

3. If you’re unsure if your new bank will allow the Third Party Provider to access your account, you’ll need to discuss this before switching. You can also check your new bank’s terms and conditions for more information about Third Party Providers.

Important information

1 Free Banking means that we will not charge you an account maintenance fee or for payments into your account covered by our standard account charges. Additionally, we will not charge you for making internal transfers, cash withdrawals and payments from your account by cheque, Direct Debit, Standing Order and Bill Payments.

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Apply for a Community Account

Continue with a saved application

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