Growing Your Business

Green SME Fund

Check your green eligibility and register for the Green SME Fund
Find out more
Designed to make investing in sustainable solutions more accessible and rewarding for businesses

Today we finance a number of industries that significantly contribute to greenhouse gas emissions. We have a strategy to help our customers to reduce their emissions and to reduce our own. For more information visit

Key benefits

Get 1% cashback* on a business loan.

For Small Business Loans which are available from between £1,000 and £25,000, Representative APR** applies

Small Business Loans of up to and including £10,000 a Representative 11.3% APR**
Small Business Loans over £10,000 a Representative 7.1% APR**.

The Representative APR applies even if the Green SME Fund is not used.

For further information and representative examples find out more

Lending is subject to credit status.

Available to UK SMEs with a group annual turnover up to £25m. Loans start from £1k, or £50k for asset finance, with a maximum potential loan value of £300k.

Products available through the fund include: Small Business Loan (including the HSBC Kinetic Small Business Loan), Commercial Business Loan, Recovery Loan Scheme, Flexible Business Loan, Commercial Mortgage, Property Development Loan and Asset Finance including: Hire Purchase, Finance Lease, Asset Loan.

90% of the loan proceeds must be applied in alignment to one of the categories in our Green SME Fund Eligibility Guide.

Eligibility criteria and T & Cs apply.

Available for your business subject to you using loan proceeds to finance a range of green activities and to make your business more sustainable**.

Demonstrate your commitment to sustainability with investment in green projects.

Meet changing customer demands by boosting your green credentials.

A variety of different applications of your loan might be eligible for cashback, including those listed below. These categories are indicative and capture the most commonly used types of green projects.

  1. Renewable energy (solar, wind, hydro, waste, heat pumps, transmission and distribution lines)
  2. Energy efficiency
  3. Pollution prevention or control
  4. Environmental sustainable management of living natural resources and land use
  5. Terrestrial and biodiversity conservation
  6. Clean / sustainable transport
  7. Sustainable water and water waste management
  8. Waste management
  9. Climate change adaptation
  10. Eco-efficient circular economy
  11. Green buildings or developments

You can find more information in our Green SME Fund Eligibility Guide.

Important information

Interest rates

Interest rates

Price list

See the prices of our most frequently-used account services

Appeals for borrowing

If your lending application is declined, find out how you can appeal the decision

The Standards of Lending for Business customers

The Standards of Lending Practice for Business customers

£15bn lending fund

If you’re ready to take your business to the next level, come and talk to us about our £15bn lending fund for small businesses.

Guide to Business Borrowing

Find out which lending option might be right for you and what you should know before you apply

Check your green eligibility

Find more details about eligible projects or activities in our Green SME Fund Eligibility Guide.

Register for the Green SME Fund


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