Business Income Insurance

Make sure your business is covered for a loss of earnings if damage or disaster strikes.

Business Income Insurance at a glance

  • Cover for expenses: Cover for ongoing costs and expenses should you need to move to a different premises or hire more staff

  • Cover for utilities: Cover if a disrupted utilities supply prevents your business operating

  • Disability cover: Protection against a loss of income following a death or permanently disability to an owner, partner or director
  • Lottery winner in the ranks? Cover for costs incurred following an employee lottery win
  • You’re not covered if: Your business is wound up, permanently discontinued or carried on by a liquidator
  • What’s not covered: Erasure or distortion of data unless caused by damage to computer equipment

Apply online

Contact Aviva

Why choose Business Income Insurance?

From natural disasters to criminal damage, a crisis can come in many forms. But if it does, your business needs to be prepared for it. We’ve partnered with Aviva to offer cover that’s designed to help businesses during periods of loss of income – helping you to carry on trading in the face of an unexpected event.

What else is included?

Supplier issue? Aviva will cover any loss of trade if damage to your suppliers’ premises has any nasty knock-on effects
Free 24/7 helpline: Aviva’s legal and tax helpline is free and open around-the-clock
Protection against damage in transit: Cover includes any impact on your business’ income following damage to goods in transit

Important information

Full policy wording, summaries, conditions and exclusions can be found here:

Business Insurance Policy Wording and Summary

Aviva’s business policies are sold, administered and underwritten by Aviva Insurance Limited.

For more information call Aviva on 0800 015 8948. Lines are open Monday to Friday, 9am to 6pm, including bank holidays (excluding Christmas Day, Boxing Day and New Year's Day).

Calls may be recorded and monitored.

Looking for something else? You can still use the above number to make a general enquiry.

HSBC UK Bank plc, 1 Centenary Square, Birmingham, B1 1HQ, United Kingdom, 9928412 acts as an introducer to Aviva Insurance Limited. 

Aviva Insurance Limited. Registered in Scotland, No. 2116. Registered Office: Pitheavlis, Perth PH2 0NH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 202153.

Apply online

Contact Aviva

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Please be aware that the external site policies will differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab.