Public Liability Insurance

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Cover your business against damage and injury claims if you work on other people’s premises or have visitors at your workplace.

Public Liability Insurance at a glance

What does it cover?

Public liability insurance covers compensation payments and legal fees if you are found to be responsible for injuries to any third party or damage to their property due to your negligence. The person injured could be a client, one of your suppliers, or just a passer-by.

How much cover do I need?

The level of cover you need is related to the amount of risk faced by your business. Cover can be anywhere from £2million to £10million or beyond. The minimum value could be dictated by the clients you work with.

Is Public liability insurance legally required?

No, however it may be required by any client contracts you have and some companies who are governed by a regulator or membership body may be obliged to take it out.

Defending a claim

Whether you feel you are at fault or not, defending against a claim can still be expensive. Public liability insurance can help to cover the costs.

Access to a broad range of insurers

Marsh Commercial will recommend a product based on your needs, and highlight any significant policy exclusions or limitations.

Why choose Public Liability Insurance?

We’ve partnered with Marsh Commercial to help protect your business from the unexpected. Whether you work closely alongside the general public or work regularly with other firms, their public liability insurance can cover legal and compensation costs if an accident occurs.

What else is included?

Whether arranged as part of a commercial combined insurance solution or in isolation, Marsh Commercial has experience in arranging this cover for companies across most industries and of different sizes.

Marsh Commercial can advise you on the level of cover you may need within the appropriate insurance package for you.

Contact Marsh Commercial to see how they can help you and your business.

Important information

For more information call Marsh Commercial on 0330 912 1479. Lines are open Monday to Friday 9am to 5pm. Limitations, exclusions, terms and conditions apply

HSBC UK Bank plc is an Introducer to Marsh Ltd and Marsh Commercial is a trading name of Marsh Ltd. Marsh Ltd is authorised and regulated by the Financial Conduct Authority for General Insurance Distribution and Credit Broking (Firm Reference No. 307511). Copyright © 2022 Marsh Ltd. Registered in England and Wales Number: 1507274, Registered office: 1 Tower Place West, Tower Place, London EC3R 5BU. All rights reserved.

HSBC UK Bank plc, 1 Centenary Square, Birmingham, B1 1HQ, United Kingdom, 9928412 acts as an introducer to Aviva Insurance Limited, Marsh Commercial and Allianz Trade.

Contact Marsh Commercial

Get in touch

0330 912 1479

Monday – Friday 9am – 5pm

or email Marsh Commercial at


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