Protection

Business Interruption Insurance

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Make sure your business is covered for a loss of earnings if damage or disaster strikes

Business Interruption Insurance at a glance

Marsh Commercial can arrange insurance that will help you protect your business and put you back on track following a loss. With experience of a variety of different industries, they can help you to assess the risks to your business and decide on an indemnity period.

Cover can help with loss of income while you’re unable to trade. It can also pay ongoing rent, employee salaries and other overheads.

Cover will help with the expenses you could be facing. You may need to rent other premises, or hire staff and equipment to keep your business running.

Consider recovery times - many businesses get this very wrong and assume they will be back on their feet in months. In reality, it can take years.

In general, Business Interruption Insurance provides cover following insured damage caused by premises by fire, storm or flooding and the breakdown of essential equipment. Some policies will also cover Business Interruption due to: people not being able to get into your premises; damage occurring at supplier or customer premises. Specialist policies sold separately are available to insure computers against viruses, hackers and other cyber risks.

A buildings and contents policy will not compensate for loss of income following a disaster at your business. This type of policy does not allow for financial loss as a result of damage.

Why choose Business Interruption Insurance?

From natural disasters to criminal damage, a crisis can come in many forms. But if it does, your business needs to be prepared for it. We’ve partnered with Marsh Commercial to offer cover that’s designed to help businesses during periods of loss of income – helping you to carry on trading in the face of an unexpected event.

What else is included?

Marsh Commercial can arrange insurance that will help you protect your business and put you back on track following a loss.

With experience of a variety of different industries, Marsh Commercial can help you to assess the risks to your business and decide on an indemnity period.

Contact Marsh Commercial to see how they can help you and your business.

Important information

For more information call Marsh Commercial on 0330 912 1479. Lines are open Monday to Friday 9am to 5pm. Limitations, exclusions, terms and conditions apply

HSBC UK Bank plc is an Introducer to Marsh Ltd and Marsh Commercial is a trading name of Marsh Ltd. Marsh Ltd is authorised and regulated by the Financial Conduct Authority for General Insurance Distribution and Credit Broking (Firm Reference No. 307511). Copyright © 2022 Marsh Ltd. Registered in England and Wales Number: 1507274, Registered office: 1 Tower Place West, Tower Place, London EC3R 5BU. All rights reserved.

HSBC UK Bank plc, 1 Centenary Square, Birmingham, B1 1HQ, United Kingdom, 9928412 acts as an introducer to Aviva Insurance Limited, Marsh Commercial and Allianz Trade.

Contact Marsh Commercial

Get in touch

0330 912 1479

Monday – Friday 9am – 5pm

or email Marsh Commercial at HSBC@marshcommercial.co.uk

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