International

Export Invoice Finance

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Selling internationally? You could free up cash from unpaid invoices issued in other currencies and access our expertise in trading to over 200 different countries.

At a glance

  • Get up to 90% of the value of your invoices the next working day
  • Have your sales ledger expertly managed in a number of different languages by our dedicated team
  • Add credit protection to guard against late payment or bad debts
  • Arrangement fees apply

Key benefits

Release capital from overseas invoices to improve cash flow and guard against currency exchange risks

Secure funding that lets you offer open account terms, helping you compete with local suppliers

Choose how you want your finance: in sterling, euros, US dollars or any other major currency

Focus on running your business as your dedicated Credit Controller will take care of your sales ledger

Protect your profits with our Credit Protection service

Save time and keep up-to-date with your account using our online service

Is Export Invoice Finance right for your business?

If any of the following apply to your business, this service could meet your needs:

  • your international sales are growing and you need to know that your cash flow will keep pace
  • you have a lot of money tied up in the sales ledger that could be working harder for you
  • you're moving into international trade credit sales for the first time and want to access our international expertise
  • you're spending increasing amounts of time and resources chasing international payments and you want help to manage your sales ledger: or
  • you want to keep control of your sales ledger

As a general guide, our Export Invoice Finance service is suitable for businesses who:

  • sell to other businesses on credit terms
  • have a projected business turnover over £500k

Export Invoice Finance is available to businesses that bank elsewhere as well as HSBC business customers. It can be used for your UK sales as well as your international sales.

How it works

Export Invoice Finance releases cash from your invoices next working day. Here's a quick overview of how it works:

  1. You provide the goods/services to your customers
  2. You send details of your invoices to us
  3. We advance up to 90% of your invoices' value by the next working day
  4. When your invoice payments are due, either your dedicated Credit Controller will collect them (factoring) or you collect them directly (invoice discounting)
  5. When your invoices are paid, you receive the balance minus our charges

The whole process is quick, easy - and it can all be managed online.

Important information

Read about our wide range of Invoice Finance facilities

Find out more about our Invoice Finance with Sales Ledger Management service

Find out more about our Invoice Discounting facility

Find out more about our Credit Protection facility

Log on to RF on HSBCnet

Speak to an international Invoice Finance specialist

For new enquiries, call

0800 731 8939

Lines are open from 9am to 5pm Monday to Friday, excluding public holidays

For existing clients, call:

01903 205181

Lines are open from 9am to 5pm Monday to Friday, excluding public holidays

Help and support

Optimising your financial supply chain

As your international sales grow, your financial supply chain will become more complex. How can you best manage it?

Know your trading partners

Whether trading at home or overseas, it is vital to find out as much as possible about potential trading partners.

Insights

Explore our industry insights and banking capabilities in a simpler way

Need help?

Get in touch to learn more about our banking solutions