Cash Flow

Invoice Finance with Sales Ledger Management

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With our Invoice Finance with Sales Ledger Management service, you can raise cash against unpaid invoices and have your customer payments collected and managed by us.

At a glance – key product features

  • Receive up to 90% of the value of your invoices the next working day or sooner
  • Have your sales ledger professionally managed by our dedicated team
  • Add Credit Protection to guard against late payment or bad debts

Key benefits

Improve your cash flow by releasing working capital tied up in unpaid invoices

Avoid the costs of providing extended credit to your customers

Funding that grows in line with your sales

Focus on running your business as our dedicated credit control team will manage your sales ledger

Protect your invoices with our Credit Protection service

Keep up-to-date with your facility using our online service

Choose how you want your finance: in sterling, euro, US dollars or most other major currencies

Is Invoice Finance with Sales Ledger Management right for your business?

If any of the following apply to your business, our Invoice Finance with Sales Ledger Management service could meet your needs:

  1. Your sales are growing and you need to know that your cash flow will keep pace
  2. You have money tied up in the sales ledger that could be working harder for you
  3. You want the sales ledger to fund your working capital needs
  4. You’re focused on growing your business but don’t have the time to manage the sales ledger yourself

Our Invoice Finance with Sales Ledger Management facility is suitable for businesses who:

  • sell to other businesses on credit terms
  • Have an actual or projected annual business turnover of £1m+

Invoice Finance is available to businesses that bank elsewhere as well as HSBC business customers. It can be used for international sales as well as UK sales.

How it works

Invoice Finance with Sales Ledger Management releases cash from your invoices next working day. Here's a quick overview of how it works:

  1. You provide the goods/services to your customers and invoice them as usual
  2. You send your invoice details to us electronically
  3. We advance up to 90% of your invoices' value by the next working day or sooner
  4. When your invoices are due, we will collect the payments from your customers
  5. We make the remaining balance available, minus our agreed charges

The whole process can be managed online via HSBCnet.

Important information

Speak to a Receivables Finance specialist

For new enquiries

For existing clients


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