Whether it’s an office, warehouse, surgery or studio, your business’ premises is its beating heart. We’ve partnered with Aviva to offer buildings and contents insurance that covers your site – along with its contents, stock and equipment – against theft, accidental damage and more.
Protecting Your Business
Buildings and Contents Insurance
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Keep your business premises, contents and trade stock protected against the unexpected
Buildings and Contents Insurance at a glance
Choose the cover you need:
Buildings insurance and contents insurance are separate products. So if you need to protect a premises and not its contents (or vice versa) it’s easy to do so.
Buildings Insurance
- Complete cover: Protects against a range of uncertainties from accidental and malicious damage to subsidence
- Protection for utilities: Cover against accidental damage to underground cables and pipes, as well as a loss of metered water up to £50,000
Buildings Insurance
- Replacement of broken glass: Including the cost of boarding windows up
- What’s not covered: Damage caused by general wear and tear
Buildings Insurance
- What’s not covered?: Certain losses when your premises are unoccupied for more than 45 days
Contents Insurance
- Personal items: Cover for personal goods belonging to visitors or employees
- Safeguard stock: Protect trade stock and promotional merchandise
Contents Insurance
- What’s not covered: Electronic equipment
- What’s not covered?: Certain losses when your premises are unoccupied for more than 45 days
Why choose Buildings and Contents Insurance?
What else is included?
A 20% uplift at no extra charge: On the sum of the insurance you’ve told us you need for your building
Lock protection: Buildings Insurance covers the cost of replacing stolen keys (including digital cards) up to £50,000
Safeguard your displays: Contents Insurance covers against damage to contents in windows and displays
Important information
Full policy wording, summaries, conditions and exclusions can be found here:
Business Insurance Policy Wording and Summary
Aviva’s business policies are sold, administered and underwritten by Aviva Insurance Limited.
HSBC UK Bank plc, 1 Centenary Square, Birmingham, B1 1HQ, United Kingdom, 9928412 acts as an introducer to Aviva Insurance Limited.
Aviva Insurance Limited. Registered in Scotland, No. 2116. Registered Office: Pitheavlis, Perth PH2 0NH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 202153.
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