Protecting Your Business

Buildings and Contents Insurance

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Keep your business premises, contents and trade stock protected against the unexpected

Buildings and Contents Insurance at a glance

Choose the cover you need:

Buildings insurance and contents insurance are separate products. So if you need to protect a premises and not its contents (or vice versa) it’s easy to do so.

Buildings Insurance

- Complete cover: Protects against a range of uncertainties from accidental and malicious damage to subsidence


- Protection for utilities: Cover against accidental damage to underground cables and pipes, as well as a loss of metered water up to £50,000

Buildings Insurance

- Replacement of broken glass: Including the cost of boarding windows up


- What’s not covered: Damage caused by general wear and tear

Buildings Insurance

- What’s not covered?: Certain losses when your premises are unoccupied for more than 45 days

Contents Insurance

- Personal items: Cover for personal goods belonging to visitors or employees


- Safeguard stock: Protect trade stock and promotional merchandise

Contents Insurance

- What’s not covered: Electronic equipment


- What’s not covered?: Certain losses when your premises are unoccupied for more than 45 days

Why choose Buildings and Contents Insurance?

Whether it’s an office, warehouse, surgery or studio, your business’ premises is its beating heart. We’ve partnered with Aviva to offer buildings and contents insurance that covers your site – along with its contents, stock and equipment – against theft, accidental damage and more.

What else is included?

A 20% uplift at no extra charge: On the sum of the insurance you’ve told us you need for your building

Lock protection: Buildings Insurance covers the cost of replacing stolen keys (including digital cards) up to £50,000


Safeguard your displays: Contents Insurance covers against damage to contents in windows and displays


Important information

Full policy wording, summaries, conditions and exclusions can be found here:

Business Insurance Policy Wording and Summary

Aviva’s business policies are sold, administered and underwritten by Aviva Insurance Limited.

HSBC UK Bank plc, 1 Centenary Square, Birmingham, B1 1HQ, United Kingdom, 9928412 acts as an introducer to Aviva Insurance Limited.

Aviva Insurance Limited. Registered in Scotland, No. 2116. Registered Office: Pitheavlis, Perth PH2 0NH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 202153.

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