A range of accounts to suit your needs
Starting Your Business
Business Current Accounts
HSBC Kinetic
If you’re a sole trader or single director sole shareholder business, HSBC Kinetic may be right for you. Apply in minutes, in app. Most accounts opened within 48hrs.
Small Business Banking Account
We’re here to support you all the way, and that’s why there’s no monthly account fee and free UK digital banking1 plus free access to business specialists, our HSBC Small Business Growth Programme and digital accounting tools2.
Charitable Bank Account
Everyday banking at a reduced price for charities and not-for-profit organisations with a charitable purpose.
Savings accounts
Earn interest on surplus cash while keeping funds easily available for your business.
Business Money Manager
If you're looking for an instant access savings account to put aside separate funds, our Business Money Manager could be ideal. It's easy to open, easy to manage and easy to withdraw your money whenever you need it.
Business Money Market Account
If you have savings or surplus funds of over £5,000, you could take advantage of UK money market interest rates with one of our tailored savings accounts.
Clients Deposit Account
Safeguard your clients’ deposits or funds in a separate or pooled account.
HSBC Kinetic Savings Account
Put funds aside and withdraw them whenever you need with an instant access savings account.
Ways to Bank
Access and manage your trade requirements – whenever and wherever you need to
Business Internet Banking
Wherever you are and whatever the time, you can take care of your business banking online.
HSBC UK Business Banking app
Securely access and manage your business accounts, from the palm of your hand.
Business Telephone Banking
Manage your day-to-day banking with our Business Telephone Banking service. Our highly trained UK-based staff are here to support you and help with any queries you have.
Branch Banking
Whether you need to manage your company accounts or meet with one of our business specialists, we've got branches conveniently located up and down the country.
Payments
Access solutions to support you in making and receiving payments
Accepting card and digital payments
If you want to accept card, digital or online payments with next day settlement at no extra cost, our preferred supplier Global Payments offer a variety of solutions in the UK*
Cash and cheque carrier
You could save time, reduce costs and improve security by using a carrier to handle your business cash and cheques.
Business Debit Card
If you’re an HSBC business bank account customer, a Business Debit Card gives you instant access to your funds and lets you pay for goods and services at home and abroad.
Support
Live Chat
Our Chat Assistant is available online and in our HSBC UK Business Banking app 24 hours a day, 7 days a week to answer common banking queries. If it doesn’t help with your query, you can connect to an agent during opening hours.
Disclaimer
1.Free UK digital banking means day-to-day standard electronic transfers made through Business Internet Banking and HSBC UK Business Banking app are free. Other charges apply e.g. cheques and CHAPS. See Business Price List for details. Subject to application, eligibility, credit check and T&Cs.
2.My Business Finances - You must be an HSBC Business Banking customer to access free accounting tools through My Business Finance. Once you’ve opened your account, you’ll need to set up Business Internet Banking to get access. This is not available for HSBC Kinetic customers. T&Cs apply. Find out more here.