Growing Your Business

Currency Client Account

Manage your client funds across multiple currencies effortlessly
If your business holds client funds in multiple currencies, this flexible account offers instant access, making transactions seamless and efficient.

Why choose the HSBC Currency Client Account

Keep client money safe in a segregated account.

Secure Client Funds with Confidence

Earn Interest with Instant Access

Grow your balance while maintaining flexibility.

Bank in Multiple Currencies

Manage funds globally with ease and convenience.

Current Account

Discover How you can Manage Client Funds

The Currency Client Account is a flexible solution for businesses that manage client funds in multiple currencies.

With instant access to funds, no minimum balance, and the option to combine or separate deposits, it’s ideal for financial institutions, legal professionals, real estate businesses, and more.

Earn interest on balances, manage your account online, in-branch, or by phone, and ensure client money is securely held in a dedicated account. Simple, efficient, and tailored to your needs.

How can I apply for the Currency Client Account?

Please contact your relationship manager or contact us using the ‘Need help’ tab on the right-hand side of this page. Alternatively, please call us on 03457 60 60 60.

If you do not have a Relationship Manager, you will need a Client Deposit Account (current or savings) before you can open a Currency Client Account.

Account eligibility is limited to the following businesses:

  • General Insurance, Credit and Financial Institutions which have permission to hold client money from the FCA (Financial Conduct Authority)
  • Auditors, insolvency practitioners, external accountants, tax advisers, notaries, conveyancers or independent legal professionals that are regulated by a designated professional body
  • Real estate businesses, estate agents, property managers, lettings agents, chartered surveyors and loss adjusters that are regulated by specific bodies and attest to a number of requirements
  • Local authorities; County Councils, Unitary Authorities in Shire Areas, London Boroughs and Metropolitan Boroughs

What is the interest rate?

The applicable credit interest rates are as follows:

Product
Effective Date
Amount
Gross %
AER %
USD (Interest Paid half yearly)
03.07.2023
2,500,000+
1.80
1.81
USD (Interest Paid half yearly)
03.07.2023
1,000,000+
1.75
1.76
USD (Interest Paid half yearly)
03.07.2023
500,000+
1.70
1.71
USD (Interest Paid half yearly)
03.07.2023
250,000+
1.65
1.66
USD (Interest Paid half yearly)
03.07.2023
Up to 249,999
1.60
1.61
Product
Effective Date
Amount
Gross %
AER %

EUR One Euro Account

03.07.2023
3,000,000+
1.15
1.15

EUR One Euro Account

03.07.2023
1,000,000+
1.10
1.10

EUR One Euro Account

03.07.2023
500,000+
1.05
1.05

EUR One Euro Account

03.07.2023
250,000+
1.00
1.00

EUR One Euro Account

03.07.2023
Up to 249,000
0.95
0.95

Talk to Our Team and Get Started

Simplify managing client funds, call us on 03457 60 60 60 to learn more and apply. (lines open 9:00am to 5:00pm, Monday to Friday, excluding holidays). Our team is ready to help you every step of the way!

Important information

Business Banking terms & conditions

Read our current business banking terms

Clients Deposit Account Conditions (PDF, 52.8KB)

Read the additional terms for our Client Currency Account

Business Price List

Read our price list for details of our charges and account services

International Business Instant Access Savings Account

Explore key details of our International Business Instant Access Savings Account

Insights

Explore our industry insights and banking capabilities in a simpler way

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