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HSBC UK

Our £15bn lending fund is your big opportunity

The cash boost to help you realise your ambitions.

We’ve committed £15bn to UK SMEs to help British businesses innovate, evolve and grow.

The SME Fund is part of HSBC UK’s commitment to help British businesses grow in the UK and internationally. For UK companies exploring international opportunities, total funding of £2bn is available. In addition, allocations have been made for specific sectors, including £1.2bn for the agriculture sector, and £500m each for tech sector and franchise sector businesses.

Come in and have a chat about how, together, we can help you get to where you want to be.

See our Credit and Lending section for more information.

Turn your challenges into opportunities

Whether you’re an HSBC customer or not, you can apply for your part of our £15bn lending fund. Being allocated to regions across the UK, it’s testament to our commitment to helping smaller companies shine.

Your growth ambitions

Funding options for business growth

Funding - internal or external - is a vital part of business growth, but what type of funding do you need when?

How to improve your eligibility for a loan

How do you prepare yourself and your business for the business loan application process?

What can your business use funding for?

What are the aspects of your business that could benefit from an injection of cash?

Apply Now

Business Credit Card

A flexible way to manage your cash flow and day-to-day expenses.

Export Resource Centre

Get all the information you need to start, or continue, your exporting journey with confidence.

Business Current Accounts

Whatever your business, we believe we’ll have something that’s right up your street.

The £15 billion of funding is available to UK businesses with a turnover of up to £25m. All loans are subject to the usual lending criteria.

The Standards of Lending Practice

The Standards is a set of principles of good practice in relation to lending to business customers with a consolidated annual turnover of up to £25m (exclusive of VAT and other turnover related taxes). The Standards apply to products offered for business lending purposes: overdraft, loan, credit card, commercial mortgage and chargecard products across the customer / product lifecycle.

Apply for a Small Business Loan

Check your eligibility

Find out instantly if you're likely to receive the money you need

Get in touch

If you're an existing customer, call us on

03457 60 60 60

Lines are open Monday to Friday 8am to 8pm, Saturday 8am to 2pm.

From overseas: +44 1226 260 878

If you're new to HSBC, call us on

0800 032 1770

Lines are open 9am to 5pm, Monday to Friday

From overseas: +44 1470 697032

To help us continually improve our service and in the interests of security, we may monitor and/or record your telephone call

New Customers

See our Credit and Lending section for more information

Need help?

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