Our £14bn lending fund is your big opportunity.

The cash boost to help you realise your ambitions

The cash boost to help you realise your ambitions.

The right funding can help you open up to new opportunities. That’s why we’ve launched our £14bn lending fund* to help you achieve your goals for the future.

Since we launched our SME fund in 2014, we’ve committed more than £60bn to UK SMEs to help British businesses innovate, evolve and grow.

This year’s fund has increased by £2bn from last year, reflecting our commitment to supporting businesses through economic uncertainty. For those companies exploring opportunities overseas, the ring-fenced pot for international businesses has been doubled to £2bn.

Come in and have a chat about how, together, we can help you get to where you want to be.

See our Credit and Lending section for more information.

* Available for businesses with a turnover of up to £350m.

Turn your challenges into opportunities

Whether you’re an HSBC customer or not, you can apply for your part of our £14bn lending fund. Being allocated in 43 local tranches nationwide, it’s testament to our commitment to helping smaller companies shine.

Supporting you with more than just money:

18 months of fee-free* banking for start-ups

* Free Banking means that we will not charge you an account maintenance fee or for payments into your account covered by our standard account charges.

Supporting your growth ambitions…

Funding options for business growth

Funding - internal or external - is a vital part of business growth, but what type of funding do you need when?

How to improve your eligibility for a loan

How do you prepare yourself and your business for the business loan application process?

What can your business use funding for?

What are the aspects of your business that could benefit from an injection of cash?

More from HSBC…

Business Credit Card

A flexible way to manage your cash flow and day-to-day expenses.

Export Resource Centre

Get all the information you need to start, or continue, your exporting journey with confidence.

Business Current Accounts

Whatever your business, we believe we’ll have something that’s right up your street.

The £14 billion of funding is available to UK businesses with a turnover of up to £350 million. All loans are subject to the usual lending criteria.

The Standards of Lending Practice

The Standards is a set of principles of good practice in relation to lending to business customers with a consolidated annual turnover of up to £25m (exclusive of VAT and other turnover related taxes). The Standards apply to products offered for business lending purposes: overdraft, loan, credit card, commercial mortgage and chargecard products across the customer / product lifecycle.

Apply for a Small Business Loan

Apply for a Small Business Loan

Do you have an HSBC Business Current Account?

You can apply now by calling:

0800 587 0644

Lines are open 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day). To help us continually improve our service and in the interests of security, we may monitor and/or record your telephone call.

Textphone 18001 0800 028 3516

Please visit your nearest branch to find out how you can apply for a Small Business Loan.

Find a branch

Are you a primary user of HSBC Business Internet Banking?

Log on to apply now, and get your funds the same day that your business loan is agreed.

Log on

If you would like one of our representatives to call you back, simply let us know and we will call you back at your convenience (between 9am and 5pm Monday to Friday UK time).

Request a call back

Important information
Before applying, please read the following carefully, including the 'Your Information' section in the Business Banking Terms and Conditions.

Don't have Adobe PDF Reader? Download Adobe Reader

Check your eligibility

Find out instantly if you're likely to receive the money you need


Start now


Get in touch

If you're an existing customer, call us on

03457 60 60 60

Textphone number: 0345 7125 563. Lines are open 8am to 10pm, Monday to Sunday.

From overseas: +44 1226 260 878

If you're new to HSBC, call us on

0800 032 1770

Lines are open 9am to 5pm, Monday to Friday

From overseas: +44 1470 697032


To help us continually improve our service and in the interests of security, we may monitor and/or record your telephone call


New Customers

See our Credit and Lending section for more information

Apply for a Small Business Loan

Check your eligibility

Find out instantly if you're likely to receive the money you need


Start now


Get in touch

If you're an existing customer, call us on

03457 60 60 60

Textphone number: 0345 7125 563. Lines are open 8am to 10pm, Monday to Sunday.

From overseas: +44 1226 260 878

If you're new to HSBC, call us on

0800 032 1770

Lines are open 9am to 5pm, Monday to Friday

From overseas: +44 1470 697032


To help us continually improve our service and in the interests of security, we may monitor and/or record your telephone call


New Customers

See our Credit and Lending section for more information

You are leaving the HSBC Commercial Banking website.

Please be aware that the external site policies will differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab.

You are leaving the HSBC Commercial Banking website.

Please be aware that the external site policies will differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab.