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A formal overdraft request is when you approach us in advance to set up an overdraft for a period of up to 12 months. Interest rates are individually agreed with you and are linked to a Reference Rate or HSBC’s Currency Base Rate*. Click here for further details.
The debit interest rate margin you pay will be re-assessed each time we review your overdraft facility and may change at this time. If it does we will give you notice of this.
An arrangement fee applies when we agree a formal overdraft. The facility is normally reviewed annually and a renewal fee taken if it is renewed.
For details of our fees and charges, please see our Business Banking Price List