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Compare our Business Bank Accounts

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Explore our range of award winning business accounts. From start-ups to established businesses that need a Relationship Manager, HSBC has a range of products that suit every business's needs. With 160 years’ experience supporting businesses like yours, we understand what it takes and will support you all the way.

Startups and small businesses

Kinetic Current Account image

Small Business Banking Account

  • No monthly account fee and free UK digital banking1
  • Suitable for all legal entities
  • Desktop and mobile app access (more than one person can manage your account)
  • Support from our Business Specialists virtually or in person
  • Free accounting tools2
  • Access borrowing solutions up to £100k3

Established businesses

Small Business Banking Account

Business Banking Account

  • 12 months free banking4
  • Suitable for all legal entities
  • Desktop and mobile app access (more than one person can manage your account)
  • Access borrowing solutions over £100k3
  • Access to a Relationship Manager (eligibility criteria applies)5

Mobile first business account

HSBC Kinetic Current Account

  • No monthly account fee and free UK digital banking6
  • Suitable for sole trader or single director sole shareholder businesses
  • Mobile app access (only one person can manage your account)
  • Borrowing solutions available up to £30k7

Small Business Growth Programme

Our programme of free insights, events and training gives businesses the tools they need to succeed.
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Charitable organisations

Charitable Bank Account

Everyday banking at a reduced price for charities and not-for-profit organisations with a charitable purpose.
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Business currency accounts

International Business Accounts

If you do business overseas, our choice of specialist account options could give you essential support in key areas such as importing and exporting, foreign currency and international payments.
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Currency Client Account

If you hold money for clients in Euros or US Dollars, this flexible business account gives you instant access.
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Corporate accounts

Specialist banking services for Corporate Banking customers who generally have an annual turnover above £15m, typically trade internationally or require more complex lending structures. If you think you might qualify please contact us and we will assess your eligibility based on your needs

Corporate bank account

If you’re a Corporate Banking Customer, we could provide a Corporate Bank account for your day-to-day banking along with specialist services, support and expertise for your long-term financial future.
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  1. Free UK digital banking means day to day standard electronic transfers made through Business Internet Banking and HSBC UK Business Banking app are free. Other charges apply e.g. cheques and CHAPS. See Business Price List for details. Subject to application, eligibility, credit check and T&C
  2. My Business Finances You must be an HSBC Business Banking customer to access free accounting tools through My Business Finance. Once you’ve opened your account, you’ll need to set up Business Internet Banking to get access. This is not available for HSBC Kinetic customers. T&Cs apply. Find out more here.
  3. Borrowing is subject to application, eligibility, affordability and credit checks. T&Cs, fees, charges and rates apply. For loans, you don t need to open or maintain an HSBC Business Current Account unless a debenture or fixed charge over book and other debts is required.
  4. Free banking means no monthly account fee and all day to day standard transactions are free on your primary business current account for 12 months. Any additional or secondary accounts will be charged in line with the Business Price List. A full list of prices and charges can be found in our Business Price List. Subject to application, eligibility, credit check and T&Cs.
  5. Business Banking customers. These are typically small and medium sized enterprises with product needs that require support from a dedicated Relationship Manager. Relationship Managers can provide transactional banking and funding solutions of over £100k, both domestically and internationally.
  6. Free UK digital banking means day to day standard electronic transfers made through HSBC Kinetic app are free. Other charges apply e.g. cheques. See HSBC Kinetic Price List for details. Subject to application, eligibility, credit check and T&C.
  7. If you know your funding requirements are or will be more than £10k, this may not be the right solution for you at this time. Please find out more about the HSBC Kinetic lending products before applying. If you want to open an HSBC Kinetic Small Business Loan without opening an HSBC Kinetic Current Account, please call us on 0345 587 3529 or +44 1397 436960 if you re outside the UK. You don t have to open, have or maintain a HSBC Kinetic Current Account to open, have or maintain a HSBC Kinetic Small Business Loan