Business Current Accounts

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Explore our range of award winning accounts, from app based HSBC Kinetic for start-ups to accounts for established businesses that need a Relationship Manager.

Whatever your size, we’ve got a business account for you.

Euromoney Awards for Excellence 2023

Voted Best Bank for SMEs in the UK

Best bank

HSBC Kinetic Current Account

Kinetic Current Account image

HSBC Kinetic Current Account is our award winning app-based business account, designed specifically with small businesses in mind. It makes business banking simpler and faster with most accounts opened within 48hrs.

  • Suitable for sole trader or single director sole shareholder businesses
  • Apply for an account in minutes in the app
  • In-app customer support available
  • No monthly maintenance fee for 12 months*1
  • Access funding solutions up to £30k*2
  • Keep on track with a monthly breakdown of your cashflow and categorised spending

Small Business Banking Account

Small Business Banking Account

If you require more complex everyday transactional banking services and multiple ways to access your business account, our Small Business Banking Account might be right for you.

  • Suitable for all legal entities such as sole traders, private limited companies and Partnerships
  • 12 months free banking*3
  • Access funding solutions up to £100k
  • Access online banking on your mobile or desktop
  • Access to Business Specialists
  • Live chat available
  • Telephone and branch services available

Business Banking Account

Business Banking Account image

Our Business Banking Account is designed for small and medium sized enterprises with established needs who require the support of a dedicated Relationship Manager and specialist teams.

  • Suitable for all legal entities, sole trader, private limited company and partnerships.
  • 12 months free banking*3
  • Access funding solutions over £100k
  • Access online banking on your mobile or desktop
  • Live chat available
  • Support from a dedicated relationship manager

Charitable organisations

Charitable Bank Account

Everyday banking at a reduced price for charities and not-for-profit organisations with a charitable purpose.

Business currency accounts

International Business Accounts

If you do business overseas, our choice of specialist account options could give you essential support in key areas such as importing and exporting, foreign currency and international payments.

Currency Client Account

If you hold money for clients in Euros or US Dollars, this flexible business account gives you instant access.

Corporate accounts

Specialist banking services for Corporate Banking customers who generally have an annual turnover above £15m, typically trade internationally or require more complex lending structures. If you think you might qualify please contact us and we will assess your eligibility based on your needs

Corporate bank account

If you’re a Corporate Banking Customer, we could provide a Corporate Bank account for your day-to-day banking along with specialist services, support and expertise for your long-term financial future.

See how we compare in the market

See what business current accounts, unsecured loans and overdrafts are available from other providers