Managing Your Business

International Business Accounts

Streamline your global transactions with ease and efficiency

If you do business overseas, our choice of specialist account options could give you essential support in key areas such as importing and exporting, foreign currency and international payments.

Why choose the HSBC International Business Account

Choose from 4 Currency Account Options

Flexible solutions tailored to your international banking needs.

Minimise Foreign Exchange Risks and Costs

Protect your business from currency fluctuations and save on transactions.

Access accounts in freely traded currencies

Trade and manage funds globally with ease and confidence.

4 Flexible Account Options for Your Business

International Current Account

For easy-to-access and easy-to-manage everyday banking

Available in US dollar, euro and most freely tradable currencies
Ability to make electronic payments (low value and high value)
No minimum deposit or maximum balance

Find out more and how to apply

International Instant Access Savings Account

For Fast access to your funds

Available in USD, EUR, AUD, CAD, DKK, JPY, NZD, NOK, SEK & CHF
Credit interest paid subject to market conditions
Make as many withdrawals as you like. No notice is required.

Find out more and how to apply

International Fixed Term Deposit Account

For a higher rate from leaving your funds untouched

Higher rates of interest on your balances
Fixed term to suit your requirements (minimum one week)
Available in US Dollars and Euros

Find out more and how to apply

A local account in an overseas market

For a convenient way to manage local transactions

A local account may be the right option for some businesses, such as those with a local payroll
Speak to your UK relationship manager to find out more

HSBC Global Wallet

Looking for a simpler way to manage cross-border payments? With HSBCnet, you can send, hold, and receive multiple currencies effortlessly, all in one place

Business Banking Global Wallet

Corporate Global Wallet

Your 4 Accounts options explained

International Current Account

Available in US dollar, euro and most freely tradable currencies
Ability to make electronic payments (low value and high value)
Make as many withdrawals as you like. No notice is required.
Overdraft facility available (subject to agreement)
Online account management on HSBCnet
Subject to account maintenance Fee (See Business Banking Price list at the bottom of this page)

How to open the account

Call us today on 03457 60 60 60 to book an appointment to discuss this, appointments can be conducted over the phone or in branch. A Business Specialist will be able to discuss this further.

Or if you prefer to speak to someone in branch this can also be arranged, an appointment can be made by calling 03457 60 60 60.

Lines are open Monday to Friday, 8am to 8pm and Saturday, 8am to 2pm (subject to change over certain periods).

International Instant access savings account

The savings a/c is only available in USD, EUR, AUD, CAD, DKK, JPY, NZD, NOK, SEK & CHF
Credit interest paid subject to market conditions
No minimum deposit or maximum balance
Make as many withdrawals as you like. No notice is required
If your credit interest rate for a currency goes below zero, we may charge you a negative interest rate
Subject to account maintenance Fee (See Business Banking Price list at the bottom of this page)

Interest rate - USD & EUR


Product	Effective Date	Amount	Gross %	AER %
USD (Interest Paid half yearly)	03.07.2023	2,500,000+	1.80	1.81
USD (Interest Paid half yearly)	03.07.2023	1,000,000+	1.75	1.76
USD (Interest Paid half yearly)	03.07.2023	500,000+	1.70	1.71
USD (Interest Paid half yearly)	03.07.2023	250,000+	1.65	1.66
USD (Interest Paid half yearly)	03.07.2023	Up to 249,999	1.60	1.61


Product	Effective Date	Amount	Gross %	AER %
EUR One Euro Account	03.07.2023	3,000,000+	1.15	1.15
EUR One Euro Account	03.07.2023	1,000,000+	1.10	1.10
EUR One Euro Account	03.07.2023	500,000+	1.05	1.05
EUR One Euro Account	03.07.2023	250,000+	1.00	1.00
EUR One Euro Account	03.07.2023	Up to 249,000	0.95	0.95

Interest rate - All other currencies


Product	Effective Date	Amount	Gross %	AER %
Australian dollar (AUD)	10.03.2009	920,000+	0.5	0.5
Australian dollar (AUD)	10.03.2009	460,000+	0.25	0.25
Australian dollar (AUD)	10.03.2009	92,000+	0	0
Australian dollar (AUD)	10.03.2009	46,000+	0	0
Australian dollar (AUD)	10.03.2009	6,000+	0	0


Product	Effective Date	Amount	Gross %	AER %
Canadian dollar (CAD)	10.03.2009	850,000+	0.05	0.05
Canadian dollar (CAD)	10.03.2009	400,000+	0	0
Canadian dollar (CAD)	10.03.2009	85,000+	0	0
Canadian dollar (CAD)	10.03.2009	40,000+	0	0
Canadian dollar (CAD)	10.03.2009	5,000+	0	0


Product	Effective Date	Amount
Danish Krone (DKK)	11.02.2013	4,420,000+
Danish Krone (DKK)	11.02.2013	2,110,000+
Danish Krone (DKK)	11.02.2013	422,000+
Danish Krone (DKK)	11.02.2013	211,000+
Danish Krone (DKK)	11.02.2013	25,000+

Japanese yen (JPY)

At present, no credit interest is paid


Product	Effective Date	Amount	Gross %	AER %
New Zealand dollar (NDZ)	10.03.2009	1,120,000+	0.75	0.75
New Zealand dollar (NDZ)	10.03.2009	610,000+	0.5	0.5
New Zealand dollar (NDZ)	10.03.2009	122,000+	0	0
New Zealand dollar (NDZ)	10.03.2009	61,000+	0	0
New Zealand dollar (NDZ)	10.03.2009	7,300+	0	0


Product	Effective Date	Amount	Gross %	AER %
Norwegian krone (NOK))	10.03.2009	4,600,000+	0.25	0.25
Norwegian krone (NOK))	10.03.2009	2,260,000+	0	0
Norwegian krone (NOK))	10.03.2009	452,000+	0	0
Norwegian krone (NOK))	10.03.2009	226,000+	0	0
Norwegian krone (NOK))	10.03.2009	27,000+	0	0


Product	Effective Date	Amount	Gross %	AER %
Swedish Krona (SEK)	10.03.2009	4,800,000+	0.1	0.1
Swedish Krona (SEK)	10.03.2009	2,400,000+	0	0
Swedish Krona (SEK)	10.03.2009	480,000+	0	0
Swedish Krona (SEK)	10.03.2009	240,000+	0	0
Swedish Krona (SEK)	10.03.2009	28,000+	0	0

Swiss franc (CHF)

At present, no credit interest is paid

How to open the account

Call us today on 03457 60 60 60 to book an appointment to discuss this, appointments can be conducted over the phone or in branch. A Business Specialist will be able to discuss this further.

Or if you prefer to speak to someone in branch this can also be arranged, an appointment can be made by calling 03457 60 60 60.

Lines are open Monday to Friday, 8am to 8pm and Saturday, 8am to 2pm (subject to change over certain periods).

If you do not have a Relationship Manager, you will need a Sterling Business Account (current or savings) before you can open an international instant access savings account.

International Fixed term Deposit Account

For a higher rate from leaving your funds untouched
Fixed term to suit your requirements (minimum one week)
Fixed rate of interest for the period of deposit, paid on maturity
Available in US Dollars and Euros
Minimum balance of $50,000 or currency equivalent required
Ability to deposit or transfer funds to and from Savings or Current Account
It is not possible to withdraw any money before the deposit matures or close the account during the term of a deposit

What is the interest rate?

How to open the account

Your business must hold a linked HSBC UK International Business Account (current or savings) for the duration of the fixed term. This linked account must be in the same currency as the International Fixed Term Deposit account.

An International Fixed Term Deposit account can only be opened by contacting our dedicated team on 0345 850 1155 (lines open 9:00am to 5:00pm, Monday to Friday, excluding holidays).

Talk to Our Team and Get Started

Simplify your international transactions. Fixed Term Deposit account can only be opened by contacting our dedicated team on 0345 850 1155 (lines open 9:00am to 5:00pm, Monday to Friday, excluding holidays).

For all other International accounts and queries call us on 03457 60 60 60. Our team is ready to help you choose the right account for your business!

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International Business Accounts

Why choose the HSBC International Business Account

Choose from 4 Currency Account Options

Minimise Foreign Exchange Risks and Costs

Access accounts in freely traded currencies

4 Flexible Account Options for Your Business

International Current Account

International Instant Access Savings Account

International Fixed Term Deposit Account

A local account in an overseas market

HSBC Global Wallet

Your 4 Accounts options explained

International Current Account

International Instant access savings account

Japanese yen (JPY)

Swiss franc (CHF)

International Fixed term Deposit Account

Talk to Our Team and Get Started

Important information

Business Banking terms & conditions

Business Banking price list (PDF, 377KB)

International Fixed Term Deposit Accounts (PDF, 49KB)

International Fixed Term Deposit Account

International Business Instant Access Savings Account

Insights

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