Business Lifecycle

Owning or running a business can be an enjoyable and rewarding experience, however at times it can also be very consuming and stressful. Differing stages of the business lifecycle can bring different challenges.


  • START-UP Starting a business is a life event and often involves large investments of your funds, time and emotion. Although an exciting time, this may result in sleepless nights, long working hours, high risk and can increase stress impacting both physical and mental health. Being aware of these potential pressures means that you can take quicker action to reduce the impact of such stresses.
  • GROWTH As the business grows any initial fears and concerns may subside, however the demand and pressure upon yourself can increase further and if not managed correctly potentially could have a negative impact on both physical and mental health.
  • MATURITY As your business matures and becomes established within its market, it is essential that your business remains relevant and competitive. The need to stay ahead can also at times be pressurised and stressful.
  • DECLINE Trying to manage reduced cash flow with constant or increased bills and expenses brings with it different stresses and pressures. This could result in financial difficulty for your business and will test the resilience of both your business and you, it can be a very emotional time.

At HSBC we are mindful and understanding of the stresses and the impact that owning and running a business can cause and that these can differ depending on the lifecycle of the business.

Please contact us if you would like to discuss the impacts of the Business Lifecycle and how we can help.

For help or further information on stress and its impact on your health please visit mental health page

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