Pay suppliers instantly with HSBC TradePay - seamless cash flow

The key benefit of TradePay is that it allows you to pay your suppliers instantly without the hassle of loan paperwork.

It also helps you build stronger relationships with your suppliers by giving them the flexibility to choose their payment dates, which means more room to negotiate invoice terms and manage your working capital effectively.

TradePay could help you keep costs under control. Instead of guessing how much you’ll need to pay suppliers, our just-in-time financing enables you to borrow the exact amount needed when payments are due.

Payments are secure and backed by the digital expertise of HSBC.

Fees or charges will be confirmed during your application, they’ll be based on how your business uses the service. There are loan arrangement fees and a one-time annual facility arrangement/renewal fee. Loan interest is applicable and international swift payment charges apply.

A minimum facility size of £250k may be applicable. The maximum loan amount depends on the size of the facility.

Register your interest today or contact your Relationship Manager to find out more.

If you don’t have a Relationship Manager, you can share your contact details, and a member of the team will be in touch.

Yes, to enjoy the benefits of HSBC TradePay you need an HSBC Business Banking Account. Explore our range of award-winning business accounts and choose the one that’s right for your business.

Timelines can vary depending on your business and we’ll support you through each step. Once approved and onboarding is complete, you can begin using TradePay straight away.
We’ll keep you updated throughout and guide you through the process, this includes⁴:

• business development assessment
• trade risk assessment (if required)
• credit approval
• facility approval
• implementation

Our implementation team will then set up a training call and ensure you are fully confident using TradePay.

If you aren’t an existing HSBC customer you will need to open an eligible business banking account with us before you can apply for TradePay.

• You’ll have access to dedicated assistance from a Relationship Manager or Business Development Manager, who will:
  • guide you through the onboarding process if you’re new to HSBC
  • guide you through the HSBC TradePay application process
• You’ll also receive a Client Service contact once you’re up and running to help you get the most out of HSBC TradePay.

TradePay is currently available via Business Internet Banking on desktop only.