For new customers looking to open an account, compare our other business current accounts.
Managing Your Business
HSBC Kinetic
HSBC Kinetic Current Account is closed for new applications
HSBC Kinetic Current Account is no longer available to new customers and is closed for new applications.

HSBC UK Small Business Banking Account
Apply for an account with us today and gain access to:
- No monthly account fee and free UK digital banking¹
- Business borrowing solutions are also available to suit you²
- Access to business specialists virtually or in person
For eligible start-ups, small businesses and switchers.
Explore our range of award-winning accounts
HSBC Kinetic is no longer available to new customers. Explore our other business bank accounts

Frequently asked questions
Disclaimer
- Free UK digital banking means day-to-day standard electronic transfers made through Business Internet Banking and HSBC UK Business Banking app are free. Other charges apply e.g. cheques and CHAPS. See Business Price List for details. Subject to application, eligibility, credit check and T&Cs.
- Borrowing is subject to application, eligibility, affordability and credit check. T&Cs, fees, charges and rates apply. For loans, you don’t need to open or maintain an HSBC Business Current Account unless a debenture or fixed charge over book and other debts is required.
Your eligible deposits held by a UK establishment of HSBC UK Bank plc are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: HSBC UK Bank plc, HSBC Private Banking, and first direct. Any total deposits you hold above the limit between these brands are unlikely to be covered.
Please click here for further information or visit www.fscs.org.uk.

