Savings accounts

Find current and previous interest rates for our business savings accounts.

Current interest rates

Product Effective Date Amount Gross % AER %
Business Money Manager
(Instant Access)


(Monthly Interest)

03.03.2022

Up to £100k 0.03 0.03
£100k+ 0.04 0.04
£250k+ 0.04 0.04
£1m+ 0.05 0.05

Product Effective Date Amount Gross % AER %
Business Money Manager
(30 Day Rate)


(Monthly Interest)

03.03.2022

Up to £100k 0.04 0.04
£100k+ 0.05 0.05
£250k+ 0.05 0.05
£1m+ 0.07 0.07

Product Effective Date Amount Gross % AER %
Business Money Manager
(60 Day Rate)


(Monthly Interest)

03.03.2022

Up to £100k 0.05 0.05
£100k+ 0.07 0.07
£250k+ 0.09 0.09
£1m+ 0.11 0.11

Product Effective Date Amount Gross % AER %
Business Money Manager
(Instant Access)


(Quarterly Interest)

03.03.2022

Up to £100k 0.03 0.03
£100k+ 0.04 0.04
£250k+ 0.04 0.04
£1m+ 0.05 0.05

Product Effective Date Amount Gross % AER %
Business Money Manager
(30 Day Rate)


(Quarterly Interest)

03.03.2022

Up to £100k 0.04 0.04
£100k+ 0.05 0.05
£250k+ 0.05 0.05
£1m+ 0.07 0.07

Product Effective Date Amount Gross % AER %
Business Money Manager
(60 Day Rate)


(Quarterly Interest)

03.03.2022

Up to £100k 0.05 0.05
£100k+ 0.07 0.07
£250k+ 0.09 0.09
£1m+ 0.11 0.11

Product Effective Date Amount Gross % AER %
Clients Deposit Account

(Monthly Interest)
03.03.2022 Up to £25k 0.03 0.03
£25k+ 0.03 0.03
£50k+ 0.03 0.03
£100k+ 0.04 0.04
£250k+ 0.04 0.04
£1m+ 0.05 0.05

Product Effective Date Amount Gross % AER %
HSBC Kinetic Savings Account
(Instant Access)


(Monthly Interest)

03.03.2022

Up to £100k 0.03 0.03
£100k+ 0.04 0.04
£250k+ 0.04 0.04
£1m+ 0.05 0.05

Product Effective Date Amount Gross % AER %
HSBC Kinetic Savings Account
(30 Day Rate)


(Monthly Interest)

03.03.2022

Up to £100k 0.04 0.04
£100k+ 0.05 0.05
£250k+ 0.05 0.05
£1m+ 0.07 0.07

Product Effective Date Amount Gross % AER %
HSBC Kinetic Savings Account
(60 Day Rate)


(Monthly Interest)

03.03.2022

Up to £100k 0.05 0.05
£100k+ 0.07 0.07
£250k+ 0.09 0.09
£1m+ 0.11 0.11

Product Effective Date Amount Gross% AER%
Business Deposit Account
(Variable Negotiated Credit Interest Rate)


(Quarterly Interest)
03.03.2022
Up to £50k 0.03 0.03
£50k+ 0.05 0.05
£100k+ 0.07 0.07
£200k+ 0.11 0.11


Product
Business Money Market Account For the latest rates contact our Money Market Team on 0345 850 1155.

Product Effective Date Amount

Gross %

AER %

USD

(Interest paid half yearly)

01.06.2020

2,500,000+ 0.05 0.05
1,000,000+ 0.05 0.05
500,000+ 0.05 0.05
250,000+ 0.05 0.05
Up to 249,999 0.05 0.05
         

EUR One Euro Account

(Interest paid quarterly)
At present no credit interest is paid.

01.10.2012

3,000,000+ 0.00 0.00
1,000,000+ 0.00 0.00
500,000+ 0.00 0.00
250,000+ 0.00 0.00
Up to 249,000 0.00 0.00
         

Australian Dollar (AUD)

(Interest paid quarterly)

10.03.2009

920,000+ 0.50 0.50
460,000+ 0.25 0.25
92,000+ 0.00 0.00
46,000+ 0.00 0.00
6,000+ 0.00 0.00
         

Canadian Dollar (CAD)

(Interest paid quarterly)

10.03.2009

850,000+ 0.05 0.05
400,000+ 0.00 0.00
85,000+ 0.00 0.00
40,000+ 0.00 0.00
5,000+ 0.00 0.00
         

Danish Krone (DKK)

(Interest paid half yearly)

At present no credit interest is paid.

11.02.2013

4,420,000+ 0.00 0.00
2,110,000+ 0.00 0.00
422,000+ 0.00 0.00
211,000+ 0.00 0.00
25,000+ 0.00 0.00
         

New Zealand Dollar (NZD)

(Interest paid half yearly)

10.03.2009 1,120,000+ 0.75 0.75
610,000+ 0.50 0.50
122,000+ 0.00 0.00
61,000+ 0.00 0.00
7,300+ 0.00 0.00
         

Norwegian Krone (NOK)

(Interest paid half yearly)

10.03.2009

4,600,000+ 0.25 0.25
2,260,000+ 0.00 0.00
452,000+ 0.00 0.00
226,000+ 0.00 0.00
27,000+ 0.00 0.00
         

Swedish Krona (SEK)

(Interest paid half yearly)

10.03.2009

4,800,000+ 0.10 0.10
2,400,000+ 0.00 0.00
480,000+ 0.00 0.00
240,000+ 0.00 0.00
28,000+ 0.00 0.00
         
Swiss Franc (CHF)
At present no credit interest is paid

Japanese Yen (JPY)
At present no credit interest is paid
       

Previous interest rates

Product Effective Date Amount Gross % AER %
Business Money Manager
(Instant Access)


(Monthly Interest)

01.06.2020

Up to £100k 0.01 0.01
£100k+ 0.01 0.01
£250k+ 0.01 0.01
£1m+ 0.01 0.01

Product Effective Date Amount Gross % AER %
Business Money Manager
(30 Day Rate)


(Monthly Interest)

01.06.2020

Up to £100k 0.01 0.01
£100k+ 0.01 0.01
£250k+ 0.01 0.01
£1m+ 0.01 0.01

Product Effective Date Amount Gross % AER %
Business Money Manager
(60 Day Rate)


(Monthly Interest)

01.06.2020

Up to £100k 0.01 0.01
£100k+ 0.01 0.01
£250k+ 0.01 0.01
£1m+ 0.01 0.01

Product Effective Date Amount Gross % AER %
Business Money Manager
(Instant Access)


(Quarterly Interest)

01.06.2020

Up to £100k 0.01 0.01
£100k+ 0.01 0.01
£250k+ 0.01 0.01
£1m+ 0.01 0.01

Product Effective Date Amount Gross % AER %
Business Money Manager
(30 Day Rate)


(Quarterly Interest)

01.06.2020

Up to £100k 0.01 0.01
£100k+ 0.01 0.01
£250k+ 0.01 0.01
£1m+ 0.01 0.01

Product Effective Date Amount Gross % AER %
Business Money Manager
(60 Day Rate)


(Quarterly Interest)

01.06.2020

Up to £100k 0.01 0.01
£100k+ 0.01 0.01
£250k+ 0.01 0.01
£1m+ 0.01 0.01

Product Effective Date Amount Gross % AER %
Clients Deposit Account

(Monthly Interest)
01.06.2020 Up to £25k 0.01 0.01
£25k+ 0.01 0.01
£50k+ 0.01 0.01
£100k+ 0.01 0.01
£250k+ 0.01 0.01
£1m+ 0.01 0.01

Product Effective Date Amount Gross % AER %
HSBC Kinetic Savings Account
(Instant Access)


(Monthly Interest)

01.06.2020

Up to £100k 0.01 0.01
£100k+ 0.01 0.01
£250k+ 0.01 0.01
£1m+ 0.01 0.01

Product Effective Date Amount Gross % AER %
HSBC Kinetic Savings Account
(30 Day Rate)


(Monthly Interest)

01.06.2020

Up to £100k 0.01 0.01
£100k+ 0.01 0.01
£250k+ 0.01 0.01
£1m+ 0.01 0.01

Product Effective Date Amount Gross % AER %
HSBC Kinetic Savings Account
(60 Day Rate)


(Monthly Interest)

01.06.2020

Up to £100k 0.01 0.01
£100k+ 0.01 0.01
£250k+ 0.01 0.01
£1m+ 0.01 0.01

Product Effective Date Amount Gross% AER%
Business Deposit Account
(Variable Negotiated Credit Interest Rate)


(Quarterly Interest)
01.06.2020
Up to £50k 0.01 0.01
£50k+ 0.01 0.01
£100k+ 0.01 0.01
£200k+ 0.01 0.01


 

Product

Business Money Market For the latest rates contact our Money Market Team on 03458 501 155.

Product

Effective Date

Amount

Gross %

AER %

USD

(Interest paid half yearly)

23.12.19

2,500,000+ 0.86 0.86
1,000,000+ 0.82 0.82
500,000+ 0.79 0.79
250,000+ 0.75 0.75
Up to 249,999 0.72 0.72

 

 

 

 

 

EUR One Euro Account

(Interest paid quarterly)

At present no credit interest is paid.

01.10.2012

3,000,000+

0.00

0.00

1,000,000+

0.00

0.00

500,000+

0.00

0.00

250,000+

0.00

0.00

Up to 249,000

0.00

0.00

 

 

 

 

 

Australian Dollar (AUD)

(Interest paid quarterly)

01.08.2006

920,000+

0.70

0.70

460,000+

0.45

0.45

92,000+

0.00

0.00

46,000+

0.00

0.00

6,000+

0.00

0.00

 

 

 

 

 

Canadian Dollar (CAD)

(Interest paid quarterly)

01.08.2006

850,000+

0.25

0.25

400,000+

0.19

0.19

85,000+

0.13

0.13

40,000+

0.06

0.06

5,000+

0.00

0.00

 

 

 

 

 

Danish Krone (DKK)

(Interest paid half yearly)

At present no credit interest is paid.

10.03.2009

4,420,000+

0.25

0.25

2,110,000+

0.00

0.00

422,000+

0.00

0.00

211,000+

0.00

0.00

25,000+

0.00

0.00

 

 

 

 

 

New Zealand Dollar (NZD)

(Interest paid half yearly)

01.08.2006

1,120,000+

1.80

1.81

610,000+

1.55

1.56

122,000+

1.05

1.05

61,000+

0.05

0.05

7,300+

0.00

0.00

 

 

 

 

 

Norwegian Krone (NOK)

(Interest paid half yearly)

01.08.2006

4,600,000+

1.25

1.25

2,260,000+

0.94

0.94

452,000+

0.62

0.62

226,000+

0.31

0.31

27,000+

0.00

0.00

 

 

 

 

 

Swedish Krona (SEK)

(Interest paid half yearly)

01.08.2006

4,800,000+

0.85

0.85

2,400,000+

0.60

0.60

480,000+

0.10

0.10

240,000+

0.00

0.00

28,000+

0.00

0.00

 

 

 

 

 

Swiss Franc (CHF)
At present no credit interest is paid

Japanese Yen (JPY)
At present no credit interest is paid

 

 

 

 


AER (Annual Equivalent Rate): This is a notional rate which illustrates what the gross rate would be if interest were paid and compounded each year.

GROSS: The contractual rate of interest payable before the deduction of income tax at the rate specified by law.

All rates are quoted per annum and are variable, unless otherwise indicated.

If your credit interest rate for a currency goes below zero, we may charge you a negative interest rate.

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