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Find the support you need to help your business get ahead, along with clear pricing so you know where you stand
About business bank accounts
Find an account to suit your business - whether you're just starting out or looking to switch banks
About business cards
Separate your business spending, stay in control of your expenses and reduce your need for cash
About business savings accounts
Earn interest on surplus cash while keeping funds easily available for your business
About credit and lending
Let us help your business to achieve its ambitions with our range of credit and lending facilities
About ways to bank
Access and manage your trade requirements – whenever and wherever you need to
About finance and borrowing
Discover a wide range of business finance solutions to help you achieve your business goals
About business cards
Separate your business spending, stay in control of your expenses and reduce your need for cash
About credit and lending
Let us help your business to achieve its ambitions with our range of credit and lending facilities
About exports
Take advantage of our international expertise to help you remove some of the risks associated with global payments
About imports
Discover secure ways of receiving your goods and use our trusted payment methods to help you trade with confidence
About insurance
Find the cover you need quickly and easily with a tailored insurance policy from our preferred partners
About receivables finance
Free up your working capital and keep your business running smoothly with our invoice finance solutions
About payments
Let us take the complexity out of payments and handle them efficiently so you can focus on running your business
About business cards
Separate your business spending, stay in control of your expenses and reduce your need for cash
About clearing and foreign currency payments
Take advantage of our expertise and you'll be able to make and receive domestic and global payments with ease
About Global payables
Let our cash consultants simplify your payables so you can make payments swiftly, efficiently and securely.
About global receivables
Provide your customers with a choice of ways to pay - online and in your retail outlet - to help you improve your cash flow
About protection
Protect what matters most with business insurance policies and workplace pensions provided by our preferred partners
About exports
Take advantage of our international expertise to help you remove some of the risks associated with global payments
About guarantees
Benefit from our extensive experience of providing guarantees so you can trade with increased security and reduced risk
About imports
Discover secure ways of receiving your goods and use our trusted payment methods to help you trade with confidence
About insurance
Find the cover you need quickly and easily with a tailored insurance policy from our preferred partners
About receivables finance
Free up your working capital and keep your business running smoothly with our invoice finance solutions
About import and export
Find the guidance you need to help you trade securely and cost-effectively overseas
About exports
Take advantage of our international expertise to help you remove some of the risks associated with global payments
About guarantees
Benefit from our extensive experience of providing guarantees so you can trade with increased security and reduced risk
About imports
Discover secure ways of receiving your goods and use our trusted payment methods to help you trade with confidence
About ways to bank
Access and manage your trade requirements – whenever and wherever you need to
Keeping your Charity safe
A guide for Trustees of small or medium-sized charities
As a trustee, your job is to act as the "custodian" of your charity - this means acting in the charity's best interests and managing it responsibly, a responsibility which is shared with your co-trustees.
A key part of a trustees' job is to regularly review and assess the risks your charity faces. This helps you to manage these risks and ensure your charity continues to fulfil its goals. Risks can come in many forms.
This guide will help you to manage the specific risk of financial crime.
Download Charity Guide (PDF, 1.72MB)
Comply with your governing document and make sure important documents such as insurance policies and licences are up-to-date and in one place.
Understand your charity’s record keeping processes; make sure they are accurate and you can show where your funds come from and how they are spent.
Make sure you have processes to identify and manage risk – the Charity Commission has excellent resources on risk management for smaller charities.
Appoint new trustees in line with your constitution. Make sure they understand their roles and obligations.
Consider minuting all meetings properly and ensure that minutes are kept safely.
Keep up-to-date with your paper work and make sure that you have lodged all the right documents on time with the Charity Commission.
Review the financial health of your charity regularly and make sure you are confident that the accounting requirements and methods are robust.
We recommend volunteers are selected, trained and managed formally including any statutory obligations such as CRB checks.
Observe data protection laws. Public sector organisations have received six figure fines for breaches such as losing confidential data or not storing it securely.
According to the National Audit Office, significant sums are lost in unclaimed Gift Aid. Gift Aid reclaim can now be done online. Consider reviewing your Gift Aid strategy if it is something that you’ve not looked at recently.
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Please be aware that the external site policies will differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab.