HSBC Kinetic Current Account

A whole new world of business banking

IMPORTANT INFORMATION

An HSBC Kinetic Current Account is open to those who are eligible.

From 9am on the 30th September 2020 you cannot apply for an HSBC Kinetic Current Account IF the purpose of opening the account is to access a Bounce Back Loan (BBL).

If you have successfully opened an HSBC Kinetic Current Account, and your application for the account was made before 9am on the 30th September 2020, you can apply for a Bounce Back Loan using this account. This must be done within the scheme closure deadlines.

Feature packed business account
No monthly account fees during early access *1
Same-day overdraft on application *3

*1 Following the early access period customers will have a fee free period of 18 months. Thereafter a monthly maintenance fee of £6.50 will apply. Fees subject to change, customers will be notified in advance of any changes.

*2 If you would like to open an HSBC Kinetic Savings Account without opening an HSBC Kinetic Business Current Account, we’re happy to help. Please call 0345 587 3529 or 01397 436960 if you’re outside the UK.

*3  Subject to eligibility criteria. Terms and conditions apply

A pioneering new business banking service

 

Apply in minutes in the app

No more online forms, if you meet our eligibility criteria, then apply for an HSBC Kinetic Current Account right in the App.

Search for ‘HSBC Kinetic’ in the App Store

 



 

Cashflow and spending insights

Categorised spending and cashflow insights to help you stay on top of your business expenses and plan ahead.

 

 

 

Apply for an overdraft in-app *3

Apply for up to £30,000 overdraft in-app, with funds available on the same day of approval.

Only pay interest for what you use.

 

 

Instant savings account on application*2

Apply for a savings account to help you budget for future business expenses i.e. Tax or office furniture

 

Eligibility criteria for HSBC Kinetic

From 9am on the 30th September 2020 you cannot apply for an HSBC Kinetic Account IF the purpose of opening the account is to access a Bounce Back Loan (BBL).

You have a Limited company, are the only Director and sole shareholder, registered with Companies House

OR

You are a Sole Trader and the sole owner of the business for which you are applying

AND

You are a tax resident in the UK but not the Channel Islands or the Isle of Man

You have an iPhone 6 or newer

Ready to use features

Apply for an account in minutes

Manage Direct Debits, standing orders and future payments with ease

Stay in control of your debit card with the ability to activate, freeze and unfreeze in an instant

Get the funds you need fast with an easy in-app overdraft application

Savings account available upon application, subject to eligibility at 0.01%. Save for important events or equipment

Analyse your spending with automatically categorised transactions

Keep on track with a monthly breakdown of your cash flow within your HSBC Kinetic account

Get a clearer picture of your spending and cash flow with useful hints

Access your account on your desktop or mobile

Features and services not available at this time

  • Android App
  • Making international payments
  • Payments above £10,000 per day
  • Credit card
  • Small Business Loans
  • Cheque books not issued for this account
  • Only available to new HSBC Business Banking customers. We are bringing it to existing customers soon.

Require any of these features and services? Take a look at some of our other current accounts



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Please be aware that the external site policies will differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab.