Following the government's guidance for people to only leave their home for essential travel, we're taking every step possible to protect our customers and colleagues during this time.

As a result, we'll no longer be able to receive post into our Commercial Centres. We ask instead, that you contact us via email, with scanned documents where applicable. Please email us from your work email address that we hold on file for your business, rather than your personal email address.

Should you have a critical need to still send us a paper request, please send it directly to our mailing centre:

HSBC Business Direct

P O Box 1888



Matt Osborne

Matt Osborne Regional Director, Corporate Banking – London

Matt is Head of Corporate Banking for the London Region, the mid-market coverage team, covering domestic and international clients with turnover of up to £350m.

Matt has worked for HSBC for 20 years, across a variety of client facing and leadership roles.

His previous role was Head of UK Commercial Banking Origination, HSBC's corporate loan markets team covering HSBC's mid-sized and large corporate clients.


Frances Howell

Frances Howell Regional Director, Corporate Banking – Midlands

Frances has 30 years’ experience with HSBC. During her career Frances has been based in numerous locations in the UK and overseas including Hong Kong and Sydney and has worked in a variety of roles including Digital Banking, Trade Services, Corporate banking and Global Liquidity and Cash Management. 

Frances was appointed to lead the Midlands Region in January 2018.

North England, Scotland & Northern Ireland

Alison Barto Regional Corporate Director

Alison holds a Bachelor of Engineering degree and also completed a three-year qualification with the Chartered Institute of Purchasing and Supplies, achieving special recognition. She is now a Fellow of CIPS and as of October 2016 a Trustee of the Board.


Alison joined HSBC in December 2000 and previous roles have included Managing Director Client Network Banking within Global Commercial Banking, Chief Procurement Officer having responsibility for all third party spending globally.

South and East

Rhydian Davies

Rhydian Davies Regional Director, Corporate Banking - South & East

Rhydian Davies is Regional Director for Corporate Banking.

With 28 years of banking experience, 22 in Corporate Banking across the South of the UK, he has a broad knowledge of customer sectors, across multiple disciplines and client needs.

South West and Wales

Daniel Felton Regional Director, Corporate Banking, South West & Wales

Daniel is responsible for our Corporate Banking business across the South West and Wales. He joined HSBC in 2006 and has worked for the Group in the UK, Europe, Asia-Pacific and the Middle East, across a variety of roles, predominantly in Commercial Banking.

Prior to joining HSBC, Daniel worked for ANZ Banking Group in Australia.

Channel Islands & Isle of Man

Warwick Long

Warwick Long Head of Commercial Channel Islands and Isle of Man

Warwick is Head of Commercial Banking Channel Islands and Isle of Man. He leads a team across the Islands that manage customer relationships and work with business communities across a range of sectors, from small businesses to multi- national Corporates and Financial Institutions.

Sally Spencer

Sally Spencer Country Head Commercial Banking, Guernsey

Sally leads a Relationship Management team that look after clients including Multinationals; Financial Institutions and local Corporates, with expertise in Funds, Insurance, Captives and Trust and Intermediary sector.

David Hill

David Hill Country Head Commercial Banking, Isle of Man

David is Head of Commercial Banking in Isle of Man, responsible for the bank's relationship with the business community including the Isle of Man FSC and Isle of Man government. David leads a relationship management team that look after clients ranging from Multinational Corporates and Financial Institutions to sole traders, with expertise in the Captive and Trust and Intermediary sectors.

James S. Parker

James S Parker Country Head Commercial Banking, Jersey

James is Head of Commercial Banking in Jersey and responsible for leading a team of local Relationship Managers. The team have strong credentials in supporting Domestic and International clients and Financial Institutions, and seek to build long term partnerships, providing funding and deposit solutions, cash management and treasury services.

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