My Business Finances

Spark smarter cashflow with My Business Finances, so you can focus on what matters. Access invoice generation, automatic spending categorisation, estimated profit, loss and tax reports, and a single view of your finances.

About My Business Finances

HSBC UK is always looking for ways to support our customers’ growth. We’ve partnered with the fintech Ember (an accounting software provider authorised by the FCA) to empower eligible small business owners with a set of financial insights tools that provide enhanced business cashflow visibility.

Login to your Business Internet Banking and sign up to My Business Finances today at no additional cost.

Key benefits

Single view of accounts

Save time by tracking your cashflow across all of your eligible HSBC and non-HSBC business bank accounts

Valuable insights

Gain insights and access to a range of reports that help you make tailored decisions for your business

Save time

Works for you by simplifying and automating some of the more time-consuming accounting tasks

Less jargon, more cashflow

Say goodbye to trusting your tax and admin tasks to paper and memory - My Business Finances can help you avoid any late-filing penalties with HMRC by showing you reminders for high priority financial and tax tasks tailored for your business. The tools help you cut through the world of jargon by breaking down what you should be paying and why.

  • The calculation tools can help you understand your estimated tax and business income at any time, for peace of mind on where you stand.
  • Get an estimation of dividends to see what may be available to withdraw from your business.
  • Your dashboard includes a useable cash report, profit and loss report, potential corporate/income tax report, and helps you estimate income tax liabilities or the profits you can put back into your business.

Profit and loss report

See real-time details of your business finances equipping you with the data you need to make informed business decisions.

Self assessment report

Estimate how much personal tax you may have to pay at the end of the financial year, allowing you to plan and be ready when it's time to file your annual tax return.

Dividends available report

Keep on top of your cashflow by knowing exactly what your business owes and when. Estimate how much useable cash is available for your business at any given point. The report includes a clear breakdown of how this has been calculated.

Invoicing tool

Generate and send invoices in just a few clicks. Simply select your client and add the products/services you provided. Ember will assign the invoice numbers and calculate prices and VAT.

Frequently Asked Questions

Need help?

Get in touch to learn more about our banking solutions