Our £10bn lending fund could help with your business

Our largest ever package of support

We believe the best way to help British businesses to grow is to give them better access to finance. That’s why we have decided to launch a £10 billion loan fund to support small businesses in the UK. So if you're ready to take your business to the next level, come and talk to us. In 2016 we approved 91% of business lending (up to £30k) for start-ups and businesses switching to us. Whatever your business, we could help you achieve your goals. See our Credit and Lending section for more information.

Supporting businesses across the UK

The £10 billion fund is available to both HSBC and non-HSBC customers. It's being allocated in 43 local tranches nationwide, signalling our firm commitment to helping smaller companies right across the country.

In addition to the lending, our package of SME support includes:

  • 18 months of fee-free* business banking for start-ups
  • 12 months of fee-free* banking for existing SMEs who switch their banking to HSBC
  • Interactive business tools and a wealth of resources in our Knowledge Centre for small businesses with ambitions to grow at www.knowledge.hsbc.co.uk/tools-and-resources. The site offers inspirational profiles, expert insights and more, backed up by a comprehensive range of briefings, checklists and other resources to help launch, run and develop your business.

* Free Banking means that we will not charge you an account maintenance fee or for payments into your account covered by our standard account charges.

Your success stories

At HSBC, we help businesses of all shape and sizes – as we have everyday throughout our history. From passionate hobbies being brought to life to established businesses entering new markets, if you can see potential then so can we.

Supporting your growth ambitions…

Funding options for business growth

Funding - internal or external - is a vital part of business growth, but what type of funding do you need when?

How to improve your eligibility for a loan

How do you prepare yourself and your business for the business loan application process?

What can your business use funding for?

What are the aspects of your business that could benefit from an injection of cash?

The £10 billion of funding is available to UK businesses with a turnover of up to £350 million. All loans are subject to the usual lending criteria.

The Standards set out principles of good practice in relation to lending to business customers with an annual turnover of up to £6.5m. The Standards cover loans, credit cards, charge cards and current account overdrafts across the customer / product lifecycle.

Check your eligibility

Find out instantly if you're likely to receive the money you need


Start now


Get in touch

If you're an existing customer, call us on

03457 60 60 60

Textphone number: 0345 7125 563. Lines are open 8am to 10pm, Monday to Sunday.

From overseas: +44 1226 260 878

If you're new to HSBC, call us on

0800 032 1770

Lines are open 8am to 10pm, Monday to Sunday

From overseas: +44 1470 697032


To help us continually improve our service and in the interests of security, we may monitor and/or record your telephone call


New Customers

See our Credit and Lending section for more information

Check your eligibility

Find out instantly if you're likely to receive the money you need


Start now


Get in touch

If you're an existing customer, call us on

03457 60 60 60

Textphone number: 0345 7125 563. Lines are open 8am to 10pm, Monday to Sunday.

From overseas: +44 1226 260 878

If you're new to HSBC, call us on

0800 032 1770

Lines are open 8am to 10pm, Monday to Sunday

From overseas: +44 1470 697032


To help us continually improve our service and in the interests of security, we may monitor and/or record your telephone call


New Customers

See our Credit and Lending section for more information

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