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Invoice Discounting

Want to raise cash against invoices while keeping control of your sales ledger? With our confidential service, you could improve your cash flow and even protect your business against bad debts.

At a glance

  • Get up to 90% of the value of your invoices the next working day

  • Retain full control of your sales ledger with our confidential service

  • Add credit protection to guard against late payment or bad debts

  • Arrangement fees apply

Speak to an Invoice Discounting specialist

For new enquiries, call

0800 731 8939

Lines are open from 9am to 5pm Monday to Friday, excluding public holidays

For existing clients, call:

01903 205181

Lines are open from 9am to 5pm Monday to Friday, excluding public holidays

This page is about:

Key benefits

Improve your cash flow by releasing working capital tied up in unpaid invoices

Avoid the hidden costs of providing extended credit to your customers

Secure funding that grows in line with your sales

Release cash from export invoices to guard against currency exchange risks

Keep control and manage your own sales ledger

Protect your profits with our Credit Protection facility

Is Invoice Discounting right for your business?

If any of the following apply to your business, this service could meet your needs:

  • your sales are growing and you need to know that your cash flow will keep pace
  • you have money tied up in the sales ledger that could be working harder for you
  • you want the sales ledger to fund your working capital needs
  • you want to keep control of your sales ledger

Our invoice discounting facility is suitable for businesses who:

  • sell to other businesses on credit terms
  • have a projected business turnover over £500k
  • have been established for 3 years or more

Invoice Discounting is available to businesses that bank elsewhere as well as HSBC business customers. It can be used for international sales as well as UK sales.

How it works

Invoice Discounting releases cash from your invoices next working day. Here's a quick overview of how it works:

  1. You provide the goods/services to your customers and invoice them as usual
  2. You let us know the value of the invoices you raise
  3. We advance up to 90% of your invoices' value by the next working day
  4. You collect payment when your invoices fall due
  5. Once your customers pay, you keep the balance minus our charges

The whole process is quick, easy - and it can all be managed online.

Important information

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Speak to an Invoice Discounting specialist

For new enquiries, call

0800 731 8939

Lines are open from 9am to 5pm Monday to Friday, excluding public holidays

For existing clients, call:

01903 205181

Lines are open from 9am to 5pm Monday to Friday, excluding public holidays

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