Payments

We can help take the complexity out of payments. From fast and secure Electronic Funds Transfer (EFT), BACS and Faster Payments, to merchant services and payroll services, we've got your payment needs covered. Whether your money is coming in or out, at home or abroad, we’ll handle it efficiently so that you can focus on running your business.

Clearing and foreign currency payments

Take advantage of our expertise and you'll be able to make and receive domestic and global payments with ease.

EFT BACS and Faster Payments

Whether your business needs to make same day or out-of-hours payments, or receive regular sterling payments, we've got a range of services to suit you.

Receiving international cheques

When your overseas trading partners pay by cheque, you can pay them into your account and access your money quickly using one of our processing services.

IBAN and BIC

Your International Bank Account Number (IBAN) and Bank Identifier Code (BIC) are your account number and sort code written in a standard, internationally recognised format.

International payments

Whether you need to make one-off or regular international payments, you can send your money with confidence using our Priority Payments or SEPA Credit Transfer payment services.

Foreign exchange risk management

When doing business overseas, we believe it's important to protect profits from the risks that come with fluctuating foreign exchange rates.

Global receivables

Global receivables

If your customers want to pay by card, our global receivables solutions can process your credit card payments quickly and efficiently.

Accepting card and digital payments

If you want to accept card, digital or online payments with next day settlement at no extra cost, our preferred supplier Global Payments offer a variety of solutions in the UK*

Exports

If your business trades overseas, our international expertise could give you an advantage. With offices in markets worldwide, our Export Collections and Export Letter of Credit solutions could remove some of the risks associated with global payments. Our export finance solutions could give you access to the working capital you need to fulfil your orders and help you offer more favourable terms to your trading partners.

Export Letters of Credit

If you export goods, you can trade securely in the knowledge that you will receive payment - as long as you present documentation that satisfies the pre-agreed conditions.

Export Collections

Export Collections are a trusted and reliable method of getting paid for your exports, providing more security than dealing directly with your buyer.

Seller Loans

You could improve your cash flow and strengthen your negotiating power with a loan that's linked to your exports.

Export Resource Centre

Whether you are new to exporting, thinking about it, or have established overseas trade relationships, we have the tools and solutions to support you. Check out our dedicated Export Resource Centre for more information and ideas to help with your export journey.

Business Cards

Business Debit Card

If you have or are applying for a Business Current Account you can apply for a Business Debit Card to make payments and withdraw cash from your account.

Commercial Card

If you’re looking for a way to manage your day to day expenses and your business cash flow, our Commercial Card could be the answer

Global Corporate Cards

Corporate Card

A flexible solution for larger businesses to help you control your company's expenses and purchasing - now available in multiple currencies.

MiVision

Manage your corporate and purchasing cardholder spending more easily with this flexible, integrated online system

Purchasing Card

Get an extra level of control over your expenditure, negotiate better terms with your suppliers and simplify your business paperwork.

Virtual Card

A secure way to pay for goods and services without having to issue cards to employees.