Import Loans

If you're importing goods, our tailored import finance could help you improve cash flow, negotiate better terms with suppliers and pay them more promptly.

At a glance

  • Bridges the gap between making payment to your suppliers and receiving payment from your buyers

  • Can be arranged in any major currency

  • For use with documentary credits, documentary collections and stand-alone open account transactions

  • Provides funding based on your trade cycle

Speak to a trade expert

Call us on

0345 600 1522

Lines are open from 9am to 5pm Monday to Friday, excluding public holidays

Textphone: 1800 108457 125 563

Key benefits

Maximise your working capital

Pay your suppliers more promptly to negotiate better terms

Funding to suit how you trade

Pre-Shipment Clean Import Loan - available when you're trading on open account or documentary collections, and suitable where you need to finance the advance payment portion of a contract.
Funds are advanced against a proforma invoice for up to 50% of the value of the full order and for a maximum period of 60 days prior to shipment.

Loan against Import - available when you're trading under an Import Documentary Credit or Import Bill for Collection.
HSBC has control of the goods through receipt of a full set of transport documents. Commercial documents are released to you, meaning that you can clear the goods immediately. There's a pledge on sales proceeds to HSBC until you settle the loan.

Clean Import Loan - triggered by the receipt of an Import Documentary Credit or Import Bill for Collection or where you are transacting on open-account terms.
HSBC does not have any control over the underlying commercial documents. Funds are advanced on presentation of an invoice from a supplier and evidence of shipment via a copy of the transport document.

How Import Loans work

HSBC provides you with short-term, trade-related working capital for your international purchases on a pre-shipment or post-shipment basis.

We pay your suppliers directly based on the invoice and transport documents.

Loans are provided on a stand-alone basis for open-account transactions, or coupled with Documentary Credits or Bills for Collection where you have a post-shipment funding gap.

Loan repayment terms are tailored to your trade cycle.

Before you can draw down funds on an Import Loan, you need to arrange a trade facility with us.

To find out how an Import Loan could help your business or to arrange a trade facility, contact one of our trade finance specialists.

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Speak to a trade expert

Call us on

0345 600 1522

Lines are open from 9am to 5pm Monday to Friday, excluding public holidays

Textphone: 1800 108457 125 563

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