Business Borrowing - Getting help from the government

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Getting help from the government

Looking for a start-up loan? Need to market new products or services? Want to find ways to grow your business? There's a world of government support, advice and inspiration out there - but it can be difficult to know where to look.

To help you access the right information at the right time, this helpful guide can point you in the right direction.

Support when you're starting a business

If you're looking for different ways to raise funds for your start-up, you may be considering equity finance or debt finance. Whichever finance route is right for you, government initiatives such as business support tools, generous tax relief for investors supporting new businesses and government funded Start Up Loans can help get your business up and running.

Find out more about finance options for new businesses

Business support tool

This interactive guidance tool gives you a report on finance types, start-up or growth advice and local and national helplines based on your individual business needs.

Use the business support tool

Start Up Loans

This government-funded scheme provides advice, business loans and mentoring to start-up businesses. Start Up Loans are designed for new ventures that are either still in the planning stages or have been trading for up to 12 months. The average loan amount is £6,000 with a typical repayment term of 1 to 5 years.

Discover more about Start Up Loans

For further help and guidance, call the government's Business Support Helpline on 0300 456 3565

For business support outside of England, visit the following websites for Scotland, Wales and Northern Ireland

Support following COVID-19

The Recovery Loan Scheme (RLS) Phase 3 is a Government backed initiative designed to support eligible UK businesses to survive, recover and grow. The RLS Phase 3 scheme will be available until 30th June 2024.

To find out more on our RLS Schemes click here.

For further help and guidance, call the government's Business Support Helpline on 0300 456 3565 or for business support outside of England, visit here.

Support for exporters

If you're a UK-based company who wants to grow your business overseas, UK Trade and Investment staff provide expert advice and practical support. Through a range of unique services, they can help you trade successfully in foreign markets and become familiar with overseas business practices.

Find out more about UKTI's services for exporters

Find out about government trade finance and insurance solutions

Find out more

Great Business

Access a wealth of support, advice and inspiration for your business

Business Gateway

Visit the government business support site

GOV.uk

Use a tool to find relevant support and government-backed finance

Get in touch

If you're an existing customer, call us on

03457 60 60 60

Lines are open Monday to Friday 8am to 8pm, Saturday 8am to 2pm

From overseas: +44 1226 260 878

If you're new to HSBC, please call us on

0800 032 1770

Lines are open 9am to 5pm, Monday to Friday

From overseas: +44 1470 697032

Need help?

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