Business Loan Protection

You could protect your business lending by taking out life and critical illness cover for key individuals such as partners or business owners.

At a glance

  • Self-service cover, meaning you make your own decisions

  • Both life and critical illness cover available

  • Protects loans terms of 2 years or more

  • Simple 3-step online application process that takes as little as 15 minutes

  • The maximum sum assured is £2million for life cover and £1million for critical illness cover.

  • Available to UK residents and UK tax payers aged between 17 and 64

Key benefits

Protects your business against the unexpected, to help ensure its survival, growth and success

Provides peace of mind that your business can repay its borrowing if key individuals suffer a critical illness or die unexpectedly

Fixed monthly repayments minimises the impact of large purchases on day-to-day cash flow

Indicative costs

The 'quick quote' function enables a simple no-obligation quote to be prepared in seconds. This will provide an indication of how much your cover might cost.

Important notes

Unless specified as a condition of your lending, it is not a mandatory requirement for you to take out a protection policy. Where taking out a protection policy is specified as a condition of your lending, this does not have to be with HSBC Life (UK) Limited and could be with another insurance company.

If you are in doubt about any financial decisions you will need to seek financial advice. Please speak with your HSBC lending representative for further information.

Important information

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